Closing Date: 1st September 2026
Interviews will take place week commencing 7th September 2026
As we are headquartered in Leeds our preference is to appoint to this location and priority will be given to applicants based within commuting distance of the Leeds office.
This is a unique opportunity to join the NHB at a pivotal moment in housing delivery and to be part of the growth of the Agency's Loans Portfolio Management team, helping shape the future of housing and regeneration in a national organisation with real social purpose.
The Development Finance Portfolio Management team manages a portfolio of loans to SME housebuilders, supporting the delivery of homes and infrastructure, ensuring timely deployment and repayment of funds, and proactively managing emerging risks.
Working within the Development Finance Portfolio Management , North team led by Joel Dodd, you will join a small, experienced real estate finance team of c.5 Portfolio Owners, supporting the management of a portfolio of 40+ development finance loans. Typical individual loans are c.£3-5m.
This is a portfolio support role. You will work alongside experienced Portfolio Owners, supporting the management of development finance loans rather than holding direct portfolio ownership responsibility.
This is an excellent opportunity to further develop your real estate finance, lending and risk management experience, with strong opportunities for learning, progression and career development within a growing team.
The role supports the delivery of housing projects across England and will involve some travel to development sites and borrower meetings. Alongside day-to-day portfolio activities, you'll have opportunities to contribute ideas and innovative solutions that enhance the National Housing Bank's offering.
Working closely with Portfolio Owners and wider stakeholders across Risk, Legal, Finance and Origination, you will support:
- Effective portfolio performance and stewardship of public funds.
- Risk management, including identification and mitigation of emerging issues.
- Preparation of credit papers, approvals and legal processes.
- Monitoring compliance with transaction agreements and governance requirements.
- Strong borrower relationships and successful project delivery.
Portfolio Management is delivery-focused, customer-centric and collaborative. We take a pragmatic approach to complex challenges, balancing commercial outcomes with public accountability while delivering meaningful housing and regeneration outcomes.
Our team manages a portfolio of SME development finance loans and delivers excellent customer service to our borrowers; your role will be to support Portfolio Owners in achieving these objectives. You'll be comfortable managing multiple priorities, working across a range of stakeholders and continuously looking for ways to improve and innovate.
You'll be highly motivated, organised and analytical, with experience supporting commercial lending, investment or portfolio management activities. You'll have a good understanding of lending, investment and risk management principles and be keen to further develop your expertise.
You will have experience gained within banking, investment management or a related financial services environment, ideally with exposure to real estate finance. Financial analysis and modelling experience would be advantageous, alongside strong communication and report-writing skills.
You will be resilient, adaptable and comfortable working with a wide range of internal and external stakeholders. As an emerging real estate finance professional, you'll be keen to learn from experienced colleagues, build strong relationships and contribute positively within a collaborative, inclusive and high-performing team
Homes England is strengthening UK Government’s ambitions for housing and regeneration through the introduction of the National Housing Bank (NHB). The NHB is a new financial organisation designed to unlock investment at scale and accelerate the delivery of more homes, stronger places and thriving communities across the country. Backed with £16bn in new financial capacity, alongside £6bn already committed this Parliament, the NHB represents one of the most significant new interventions in the housing sector in a generation.
The NHB, operating as a subsidiary of Homes England, exists to unlock investment at scale and connect capital with capability. We use our financial capacity and deep local relationships to drive regeneration, enable innovation and create the conditions for sustainable growth. By pairing government-backed finance with solutions that the market needs, we help partners bring forward the homes, infrastructure and long-term development that transform places and support people to live well.
Purpose-driven and built for impact, the NHB provides its partners the confidence and financial firepower to innovate and unlock complex sites, scale up investment and deliver at pace. Offering custom-built finance, strong partnerships and a commitment to shaping better futures, the NHB enables investment that would not otherwise happen- accelerating growth and creating the conditions for communities to flourish.
Joining the National Housing Bank offers a rare and exciting opportunity to help shape this new national organisation from the ground up; influencing how we operate, how we partner, and how we deliver impact across the country.
Homes England: The Housing and Regeneration Agency
We believe that affordable, quality homes in well-designed places are key to improving people’s lives. As the government’s housing and regeneration agency, we create thriving new places and transform urban areas, combining the full breadth of our powers, expertise, land, capital and influence to bring investment to communities and get more homes built.
How? We form long-term partnerships that bridge the gap between the public and private sector to meet local needs and aspirations. We use our influence to champion the creation of sustainable homes, communities and places that are brilliantly designed for the people that live there now, and in the future. And we use our funding and support to build a more resilient, diverse and innovative housing sector, helping new entrants in the market, encouraging modern methods of construction and design, and promoting the utmost attention to building safety.
Together with our partners, we’re accelerating the pace of house building, remediation and regeneration across the country, as we seek to deliver ever more affordable homes in places people are proud to call home for generations to come.
As well as a competitive salary and 33 days annual leave, we are committed to 50/50 hybrid working. We’ll support you, wherever possible, so that you don’t miss out on what matters to you.
Membership of the Homes and Communities Agency Pension Scheme, which is a contributory defined benefit scheme with the amount you receive on retirement based on your salary and years worked at the Agency.
Internal applicants: please note that if you are successful, the salary you are offered will be in accordance with our pay policy. You can find details on the HR Hub SharePoint site.
If you ever need a bit of extra help, we have a great employee assistance programme, a wide range of healthcare plans, financial wellbeing support and access to many great discounts with leading high street names.
Our range of network groups are also there to support you to be yourself at work and play a key role in helping shape our future.
If you are a member of a professional body, we’ll pay for your membership and once you get your digital kit, you’ll be good to go.
Homes England are a geographically diverse community. We work to a 50/50 office/ home based model. Moving back into our office environments has enabled us to utilise our space and time together in the most collaborative way.
We would encourage all applicants to apply as soon as possible as we may close vacancies early should we receive a high number of applications.
We also encourage you to apply using the full application option as opposed to quick apply, this is especially important if you would like to indicate to us that you would like to be considered under the disability confident scheme.
We’re a diverse team of more than 1,000 professionals spanning 17 professions, helping Homes England to be effective, efficient and deliver for communities.
Our people remain at the heart of everything we do, and we’re committed to building an Agency that not only reflects the diverse communities we serve, but also champions inclusion in how we shape homes and places across the country. For more information about our EDI strategy please see our Homes England equality, diversity and inclusion reports - GOV.UK
You will be required to have the Right to Work in the UK and Homes England do not offer visa sponsorship. If your application is shortlisted to interview we will require you to provide proof of your Right to Work in the UK at this stage.
Artificial Intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance for more information on appropriate and inappropriate use.
Internal applicants:
Any applicants who already work for Homes England please apply through this advert on the Homes England careers website.
External applicants:
Our recruitment partner PSR is supporting us with our external recruitment campaign for this role – therefore if you don’t already work for Homes England, please apply for this role through their advert which is listed – Manager - Portfolio Management Loans Support.
