Location: Fully Remote / Home-Based (London travel 1–2 times per month)
Salary: £27,000-36,000 basic + 35% commission (OTE £100k+)
Are you an experienced Mortgage Adviser looking to move into higher-value, more complex lending?
This is an exciting opportunity to join a growing, boutique mortgage and debt advisory firm specialising in HNW, new-build, international and investor lending.
With a strong pipeline of warm leads, direct access to senior leadership and a growing presence in a high-demand specialist market, this role offers the opportunity to significantly increase your earnings while building expertise within a more strategic client base.
The business is scaling and investing in growth, with the directors increasingly stepping back from advising and passing established relationships and opportunities across to the successful candidate.
You’ll work remotely with a high degree of autonomy, advising HNW individuals, foreign nationals, expats and international investors across a range of complex mortgage requirements.
You’ll benefit from 50–80 warm leads per month, including opportunities generated directly through the directors, large new-build developments and established investor relationships.
The role will involve:
- Advising HNW, international and investor clients on complex mortgage requirements
- Managing bespoke and high-value cases from initial enquiry through to completion
- Developing relationships with property investors and new-build clients
- Working across UK and international lending scenarios
- Managing a high volume of warm leads and converting opportunities into completed business
- Building long-term client and introducer relationships
- Working closely with senior leadership in a collaborative, hands-on environment
- Travelling to London approximately 1–2 times per month for meetings and team collaboration
You’ll ideally have:
- Experience as a Mortgage Adviser / Mortgage Broker for minimum 1-5 years
- Experience handling complex or bespoke cases
- Exposure to new-build, HNW, international or investor clients is advantageous
- Excellent communication and relationship-building skills
- A strong commercial mindset and desire to maximise earnings
- The ability to work independently in a remote environment
- A strong work ethic and high level of self-motivation
- A team-oriented approach and willingness to work closely with senior leadership
Most importantly, you’ll be ambitious, commercially driven and keen to develop within a specialist, higher-value market.
Initial retainer:
- £36,000 retainer for the first 3 months, transitioning to £27k after pipeline is established
There is also a significant additional earning opportunity through backdated bonuses as banked income increases:
- £100,000 banked income £35,000 earnings (35%)
- £150,000 banked income £52,500 earnings (35%)
- £200,000 banked income £80,000 earnings (40%)
- £250,000 banked income £100,000 earnings (40%)
- £300,000 banked income £135,000 earnings (45%)
At £200,000 banked income, a 5% backdated bonus (£10,000) is applied.
At £300,000 banked income, a further 5% backdated bonus (£15,000) is applied.
This is a genuine opportunity to move away from lower-value, transactional mortgage business and build a career within a HNW, new-build and international lending niche.
You’ll have:
- A strong flow of warm leads
- Established investor relationships
- Access to large new-build schemes
- Hands-on support from experienced directors
- The freedom and flexibility of a remote role
- A clear route to substantially higher earnings
- The opportunity to specialise in complex, higher-value lending
- A collaborative team environment without unnecessary layers of management
If you’re a driven Mortgage Adviser who wants to work on bigger cases, higher-value clients and a more specialist book of business, this could be an excellent next step.
