Stream is on a mission to bring better financial wellbeing to frontline workers.
At Stream, we’re on a mission to bring financial freedom to frontline workers empowering them with fairer, more flexible financial services. We partner with some of the world’s most recognised employers: Bupa, Burger King, Greene King, and the mighty NHS, giving over 3 million employees control over their earnings, budgeting tools, savings options, and even free financial coaching. All in one financial wellbeing super-app.
Stream is unique: VC-backed and growing at scale-up pace, but with a social conscience. Some of the world's leading financial charities and impact funds were our founding investors, and we operate on a social charter - which means every product we build has to improve financial health and reduce the $5.6bn ‘premium’ lower-income earners pay for financial services each year.
You’d be joining a team of over 300 passionate, ambitious people, across Europe and the USA, building a category-leading fintech product and all united by that same mission.
The Opportunity
We are seeking a highly motivated and analytical FP&A Senior Analyst to join our Strategic Finance team.
This is an exceptional opportunity for a finance professional to move into a strategic, in-house role and directly influence a company's growth trajectory.
The Team
You will be joining a high-performing Strategic Finance team alongside the VP of Strategic Finance, existing FP&A Manager, Senior Business Analyst, and Treasury Manager. We are a group focused on proactivity, collaboration, and a drive for exceptional outcomes. In this role, you will work closely with the Core Finance team and will have excellent exposure to the CFO, Co-founders, and the Executive Committee.
What you’ll do
Financial Modeling & Decision Support: Develop and maintain complex financial models to support strategic decision-making across the organization. You'll analyze financial data to identify trends, risks, and opportunities for growth.
Forecasting & Budgeting: Support quarterly and annual budgeting and forecasting cycles, providing detailed variance analysis. Delivering high-quality, actionable insights to the executive team that clearly explain performance drivers.
Business Partnering: Collaborate with department leaders to ensure the alignment of financial plans with strategic objectives, providing insights that will help guide their decisions.
Investor and Board Reporting: Support in the preparation and delivery of compelling executive-level presentations to investors, the Board of Directors, and lenders, effectively communicating our financial performance and outlook. Proactively suggesting improvements and enhancements to these reports.
Performance Analysis: Produce and enhance internal reports for the leadership team, offering clear and actionable commentary on our financial performance against key metrics.
AI-Driven Efficiency: Take ownership of embedding AI into the FP&A workflow, from automating recurring reporting tasks and using LLMs to accelerate first-draft analysis, to documenting and sharing best practices across the team. You'll be expected to identify where AI tools create the most leverage and deliver against it.
Stakeholder Management: Liaise with external stakeholders such as banks, investors, and advisors to provide necessary management information and analysis.
What you’ll bring
Qualifications: ACA, ACCA, CIMA qualified or equivalent professional qualification.
Experience: This would be your first or second role in industry. Previous experience in FP&A is desirable but not essential.
Your Approach to Work:
You are highly analytical and take full ownership for the quality and integrity of your work.
You are a proactive self-starter who doesn't just answer the questions asked but anticipates the next one.
You are genuinely AI-literate: you use LLMs as a core part of your daily workflow, not as an occasional shortcut. You can prompt effectively, critically evaluate AI output, and know its strengths and weaknesses. You have used AI to automate or accelerate finance tasks, whether that's building model commentary, synthesising data, drafting board materials, or streamlining repetitive reporting processes.
You thrive in a dynamic, fast-paced environment and are comfortable juggling competing priorities and tight deadlines without sacrificing precision.
You are intellectually curious and have a strong desire for continuous learning and development.
You actively seek out feedback, are open to new ideas, and view challenges as opportunities to grow.
You have strong interpersonal skills and can work effectively across the organisation and influence both peers and senior stakeholders.
Technical Skills: Advanced Excel is a given; familiarity with BI tools such as Looker or Power BI, and comfort working with structured data (SQL or similar) will be an advantage
Hybrid Collaboration: Our team is headquartered in London and typically gathers in the office 4 days weekly. We believe in the power of in-person interaction, while empowering you with the autonomy to manage your schedule effectively.
Progression: This role is designed to grow. We expect the right person to take on increased ownership over time, with a clear path toward a manager-level remit as the team and company scales
Commitment to Our Mission: You are passionate about contributing to a company with a significant social mission.
Working policy: We operate a hybrid policy with a requirement of 3 days a week in the office. Our office is based in London.
Salary: £60,000 - £70,000 + benefits + equity.
Benefits:
What will we do for you?
25 Days Annual Leave in addition to public holidays (up to 5 day rollover), as well as flexible time off allowances for any ad-hoc childcare/family/caring needs
24 weeks' paid Maternity Leave and 4 weeks paid Paternity Leave for employees with over 12 months service
Special Leave for In Vitro Fertilisation (IVF) and other fertility treatments
Sabbatical scheme
Paid leave to volunteer
Private Healthcare including comprehensive mental and physical healthcare
Salary sacrifice to pension, as well as bonus exchange to Pension: reap even more rewards of any bonus by paying into your pension & save on Tax and NI + added compound growth
Enjoy savings with our electric vehicle salary sacrifice scheme
Season Ticket Loan
Access to Salary Sacrifice Schemes via ThanksBen: THE Benefits marketplace. Choose the benefits you want, when you want. Pay less tax, receive more value, including: Workplace nurseries, Cycle to Work, Home and Tech Scheme and more.
The best benefit of all, access to Stream!
At Stream we celebrate and support our differences. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our product and our community to flourish. Stream is an equal opportunity workplace. We are dedicated to equal employment opportunities regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity/expression, or veteran status.
