Mortgage and Protection Adviser
Basic Salary: £25,000 – £30,000 | Realistic OTE £80,000 – £120,000+
Location: Neath, Wales
Working Arrangements: Hybrid (2-3 days in office)
About our clients and the role:
Our client is a growing, directly authorised mortgage and protection brokerage operating across the whole of the market, with access to a broad range of lenders and insurers. The business specialises in residential and investment property finance, supporting a diverse client base that includes homeowners, landlords, portfolio investors, and property developers. Services span residential mortgages, buy-to-let lending, bridging and commercial finance, protection insurance, and specialist lending solutions.
The company has developed a strong reputation for handling complex cases, particularly within the property investor and self-employed sectors, combining specialist market knowledge with a highly client-focused approach. Alongside its advisory services, the business has invested heavily in technology, including its own in-house CRM system and a bespoke software platform designed to help landlords manage and grow their property portfolios efficiently.
This is an excellent opportunity for an ambitious adviser looking to earn at a high level while working within a supportive, technology-driven environment that genuinely invests in adviser success.
Salary & Benefits:
- Basic Salary: £25,000 - £30,000
- OTE: Advisers can reach between £80,000 and £120,000+ within the first year
- Commission Structure:Competitive tiered commission structure. Commission percentages increase in line with performance, with higher billings unlocking enhanced earning brackets of up to 50%
- 20 days holiday + bank holidays, with Christmas/New Year closure not deducted from annual leave
- Pension scheme
- Quarterly social events
- Technology-driven working environment
- Supportive and collaborative culture
- Company-provided leads: Advisers benefit from a consistent flow of enquiries generated through established introducer relationships, marketing, and returning clients
- Admin Support: Dedicated admin support allowing advisers to focus on advising and writing business. Modern in-house CRM and technology systems to improve efficiency and client experience
- Hybrid & Flexible Working
- Career Development: Progression opportunities as the business continues to scale. Forward-thinking company embracing technology and AI to improve adviser productivity and work-life balance
Working Hours:
- Standard working hours are Monday to Friday 9am-5pm
- Hybrid working available (typically 2–3 office days per week)
- Weekend work is not required, though flexibility around client availability is appreciated, with time given back in lieu
- Work/life balance: The company embraces technology and AI to enhance advisor efficiency and work-life balance
Desired Experience:
- Excellent communication and organisational skills
- Proactive, driven, and client-focused, with the ability to manage multiple responsibilities
- Minimum 18 months’ experience as a mortgage adviser
- CAS – Competent Adviser Status
- Fully CeMAP qualified or equivalent
- Excellent communication and customer service skills
- Proactive, organised, and commercially aware
Responsibilities & Duties:
- Advise clients on mortgages and protection products
- Manage cases from enquiry through to completion
- Work with a combination of high-quality company-provided leads and your own introducer relationships
- Liaise with lenders, insurers, and clients to ensure smooth case progression (supported by admin team)
- Ensure all advice is compliant with FCA regulations
- Keep up to date with mortgage products, regulations, and market trends
- Maintain strong client and introducer relationships
By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.
Pay: £25,000.00-£30,000.00 per year
Benefits:
- Company events
- Company pension
- Work from home
Experience:
- Mortgage Advising: 1 year (required)
Licence/Certification:
- CAS (Competent Adviser Status) (required)
Work Location: Hybrid remote in Neath SA11 1PY
