Location: Manchester, Reading or Leicester with hybrid working Salary: £40,000-£55,000pa
We have an exciting opportunity for someone to join our Product & Proposition team, to be a subject matter expert within the bank for the lending and savings products.
You would support the day-to-day product management and development of Real Estate Finance, Asset Finance and Savings products, helping to deliver high-quality customer outcomes and sustainable commercial performance. You would support effective risk and control management across the product lifecycle and work with cross-functional teams to deliver product enhancements and change.
If you have experience working in Product Management, then we would love to hear from you!
About you
For this role you will need the following skills and experience:
- Previous experience working with lending and savings products, including product set-up and management of the customer lifecycle.
- Experience working with credit process (e.g., underwriting support, policy interpretation, credit operations or risk assessment).
- Knowledge of the markets the bank operates in, and an interest in competitor propositions, customer needs and regulatory expectations.
- Ability to work collaboratively to deliver product change end-to-end, coordinating inputs across channels and teams.
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Excellent relationship management skills, able to bring stakeholders together to agree decisions, actions and delivery plans.
- Understanding of relevant regulations and how they are applied to products, with a focus on supporting governance that delivers good customer outcomes.
- Comfortable working with complex and/or ambiguous data, drawing meaningful conclusions and communicating insights clearly.
- Negotiation and relationship management skills, including management of third parties.
- Proficient in conduct risk awareness and a customer-first approach, applying this consistently to product decisions and change delivery.
- Knowledge of the lending markets relevant to Real Estate Finance and Asset Finance, and awareness of key savings competitors and propositions.
- Data driven mindset, being comfortable to analyse different data sources to draw meaningful conclusions.
- Experience contributing to lending products for SME customers, partnering with frontline, operations and credit teams to improve journeys and outcomes.
- Working knowledge of underwriting and/or credit policy processes for lending products, with the ability to collaborate effectively with Credit Risk.
What we offer
- 10% employer pension contributions
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Bonus Scheme
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30 days holiday plus Bank Holidays
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Sell Holiday scheme
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Hybrid working policy as standard and other flexible working options welcomed
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Private Medical Insurance including optical and dental cover from day one
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Life Cover at 4x salary from day one
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Income Protection cover
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Salary Sacrifice Cycle to Work Scheme
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Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
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Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
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Christmas and summer parties
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A Wellbeing Team, a Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best. We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
