Location: Manchester, Reading or Leicester with hybrid working Salary: £40,000-£55,000pa
We have an exciting opportunity for someone to join our Product & Proposition team, to be a subject matter expert within the bank for the lending products.
You would support the commercial performance of our Asset Finance, Real Estate Finance and Savings propositions. by shaping and delivering pricing changes, performance insights and test-and-learn activity that improve portfolio profitability and sustainable growth.
You would use data, customer insight and market intelligence to develop recommendations, coordinate delivery with Finance, Marketing, IT and BI, and ensure good customer outcomes and appropriate governance.
If you have experience working in Product Management, then we would love to hear from you!
About you
For this role you will need the following skills and experience:
- Product management experience within financial services, fintech or a lender, with exposure to pricing and performance for lending and deposit products.
- Demonstrated ability to use data to identify opportunities, define hypotheses, and drive improvements through delivery and experimentation.
- Understanding of lending/savings economics (funding costs, net interest margin, expected loss, capital and operational costs) and how these translate into pricing decisions.
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Experience of making rate/price changes on either deposit or lending products.
- Experience working with Credit Risk, Marketing and Compliance partners to ensure changes are well governed and customer outcomes are considered.
- Experience partnering with Finance/Treasury (or equivalent) on inputs to rate setting, forecasting and performance management.
- Ability to work closely with frontline and operational teams to understand issues, translate needs into actions, and support effective rollout.
- Comfortable working with complex and/or ambiguous data sets; able to reach meaningful conclusions and communicate limitations and assumptions.
- PC skills including Excel and PowerPoint; comfortable working with BI tools/dashboards and presenting insights to stakeholders.
- Analytical and commercial: strong quantitative skills; ability to interpret performance drivers and make clear trade-offs.
- Pricing expertise: segmentation, promotional strategy, rate/risk ladders, and governance.
- Experimentation and measurement: test design, statistical intuition, KPI definition, and performance storytelling.
- Stakeholder management: effective influence across Risk, Marketing, Finance/Treasury, Compliance, and IT.
- Execution excellence: ability to move from strategy to delivery; comfortable with agile ways of working.
What we offer
- 10% employer pension contributions
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Bonus Scheme
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30 days holiday plus Bank Holidays
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Sell Holiday scheme
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Hybrid working policy as standard and other flexible working options welcomed
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Private Medical Insurance including optical and dental cover from day one
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Life Cover at 4x salary from day one
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Income Protection cover
- Salary Sacrifice Cycle to Work Scheme
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Salary Sacrifice Electric Car Scheme
- Interest-free personal loans for various purposes
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Perkbox membership (discounts on shopping, restaurants, cinema, and lots more)
- Enhanced Maternity and Paternity Pay policies
- Various learning and development opportunities available
- Free tea, coffee and milk
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Christmas and summer parties
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A Wellbeing team, a Colleague Forum, a Green Environmental Action Team, Charities Committee and numerous opportunities to give back to the community, and more …
Diversity and Inclusion
Our aim is for our workforce to be truly representative of all sections of society and our customers, and for each employee to feel respected and able to give their best.
We are committed to equal treatment of all colleagues and potential colleagues, including those with criminal records. If you are successful in your application for employment, we will carry out pre-employment screening including use of the Disclosure and Barring Service (DBS).
For a full job description, please email [email protected]
Thank you.
