At Scottish Building Society, every role helps us achieve our purpose. This is more than banking. It is about helping people feel confident about money, supporting them through big life moments and being part of a Society that is growing, changing and looking ahead. We are proud of our history, but we are building for the future using fresh ideas, better ways of working and real teamwork to make a positive difference for our members, colleagues and communities.
That is why we are looking for a commercially minded and member-focused Head of Products - Savings/Deposits to help shape the next chapter of our savings proposition. This is a brilliant opportunity to lead products that are fair, useful, easy to understand and built around what savers need now and in the future.
You’ll be our go-to expert for savings and deposits, bringing insight, energy and clear thinking to pricing, product strategy, governance, customer journeys and sustainable deposit growth. Working across Commercial, Finance, Relationship Centres, Risk, Marketing and IT, you’ll turn ideas into practical improvements that make a real difference for members.
What you’ll lead
- Shape a competitive savings proposition that supports the Society’s plan and helps more people feel confident about their financial future.
- Lead pricing recommendations that balance member value, commercial performance and funding needs.
- Drive sustainable deposit growth across branch, digital, telephony and intermediary channels.
- Make sure products are well governed, Consumer Duty aligned and focused on good member outcomes.
- Use customer insight, market awareness and data to improve savings journeys and product performance.
- Build confidence, pace and capability across product, pricing and commercial decision making.
What you’ll bring
- You’ll bring strong savings or deposits product experience, a good understanding of pricing and funding economics, and the confidence to influence senior stakeholders.
- You’ll know how to work within strong governance and Consumer Duty expectations, while still bringing fresh thinking, pace and a practical focus on delivery.
- Experience in retail banking, savings marketplaces, digital savings journeys or product transformation will be key and building society experience would be a real advantage.
- Experience managing cross-functional delivery teams.
- Strong analytical and data interpretation skills
- Experience of deposit aggregators and marketplace distribution.
- Treasury or balance sheet management exposure.
- Experience leading product transformation programmes
Why join us?
At Scottish Building Society, you’ll join a growing organisation with a clear purpose, ambitious plans and a genuinely human approach to financial services. If you want to lead meaningful product work, shape better savings experiences and help members feel more confident about money, we’d love to hear from you.
Benefits:
- Company pension
- Life insurance
- On-site parking
- Paid volunteer time
- Private medical insurance
- Referral programme
- Sick pay
Application question(s):
- Will you be able to reliably commute to Edinburgh EH11 2EF for this job?
- What is your salary expectation for this role?
Work authorisation:
- United Kingdom (required)
Work Location: Hybrid remote in Edinburgh EH11 2EF
