Why this role is different
✓ We hand you warm, qualified business-finance enquiries – no cold calling, no self-sourcing, no chasing dead leads. You spend your time advising and closing.
✓ Up to 30% commission – genuinely uncapped. Your earnings are limited only by how well you convert the opportunities we give you.
✓ Fully remote, backed by real technology and case-admin support so you focus on what you do best: broking.
✓ Get in early. Join a fast-growing brokerage and help build and lead the team.
About Capzy
Capzy is a technology-enabled UK commercial finance brokerage helping businesses access the right funding, faster. We combine a consistent supply of qualified business-finance enquiries with integrated technology that supports the entire journey – from initial enquiry and financial assessment through lender placement, completion and post-funding support.
We’re growing quickly and investing in the people, technology and lender relationships to keep that momentum going.
This is a chance to join at a genuinely exciting stage and help shape how we scale – not to slot into a fixed seat in a business that’s already done growing.
What you’ll earn
We believe great brokers should be paid like it. That’s why we lead with earning potential, not just basic salary:
- Basic salary of £30,000–£35,000 per annum, depending on experience.
- 20–30% commission – uncapped. One of the most competitive commission structures in UK commercial finance.
- Warm leads, not cold graft and cold calls - because we supply the qualified enquiries, your commission reflects deals closed, not hours spent hunting for them.
On-target earnings for a strong broker in this role are £100,000+ per year, with realistic six-figure potential for top performers – and no ceiling above that.
Full details of the commission calculation, qualifying criteria, payment timing and treatment of cancellations or clawbacks will be explained during the recruitment process.
What we offer
- Warm, qualified enquiries provided – no cold calling and no self-sourcing.
- Up to 30% uncapped commission on top of your basic salary.
- Fully remote working from anywhere in the UK.
- Integrated brokerage technology – a modern platform built to move cases from enquiry to payout efficiently.
- Case-admin and back-office support so you can focus on advising and closing rather than paperwork.
- A clear progression path – this is a leadership role from day one, with the opportunity to build and head up the wider brokerage team as we grow.
- Genuine influence – shape the processes, lender panel and team culture behind a scaling business.
- All equipment provided to work effectively from home if required.
- Workplace pension scheme.
- 28 days’ annual leave including UK bank holidays.
- Ongoing training and professional development as the business and the market evolve.
The opportunity
We’re looking for an experienced Senior Commercial Finance Broker and Team Lead to join Capzy. This is a hands-on broking and leadership role: you’ll manage qualified business-finance opportunities end to end – from initial contact through discovery, financial assessment, lender placement and offer presentation to successful completion – while helping to maintain high standards and coach the brokers who join as the team grows.
You’ll need at least three years’ recent, hands-on experience brokering commercial finance in the UK. The right person will combine deep knowledge of the UK commercial-finance market with strong sales ability, sound financial judgement and proven team-leadership skills.
What you’ll do
- Respond quickly and professionally to new, qualified borrower enquiries.
- Build your brokering team with experienced and driven individuals.
- Run thorough discovery and fact-find conversations to understand each customer’s business, financial position, funding requirement and use of funds.
- Review accounts, management information, bank statements and existing borrowing, and identify affordability, credit, fraud and commercial-risk concerns.
- Recommend the right commercial-finance products and match customers to suitable UK lenders based on current criteria.
- Structure both straightforward and complex funding cases, and prepare clear, credible lender proposals.
- Manage applications, documentation and communication with customers and lenders through to completion and payout.
- Present and explain funding offers clearly – costs, terms, repayments, security, personal guarantees and conditions – handle objections and convert approvals into funded outcomes.
- Build long-term customer relationships and spot refinancing, repeat-funding and referral opportunities.
- Strengthen relationships with lenders and finance partners.
- Keep complete, accurate records within the Capzy platform.
As Team Lead, you’ll also
- Lead, coach and support brokers as the Capzy team grows.
- Monitor team activity, case progression, service quality and performance.
- Help establish consistent brokerage processes and customer-service standards.
- Ensure responsible, commercially suitable customer outcomes stay central to every case, escalating anything outside agreed authority or risk parameters.
Essential experience and skills
- At least three years’ recent, hands-on experience brokering commercial finance in the UK (this is an essential requirement).
- A track record managing UK business-finance applications from enquiry through lender placement to payout.
- Strong, current knowledge of UK commercial-finance products, lenders, lending criteria and market conditions.
- Established relationships, or direct experience working with, UK commercial lenders and finance providers.
- Experience leading, supervising, coaching or mentoring a brokerage, lending or sales team.
- Confidence interpreting business accounts, management information, bank statements, credit information and existing debt.
- Ability to structure and place both straightforward and non-standard cases, and present a clear rationale for your recommendations.
- Strong proposal-writing, case-presentation, objection-handling and closing skills.
- Excellent communication, sharp organisation and high attention to detail.
- Sound commercial judgement, integrity and a customer-focused approach.
- Comfortable working independently in a remote, fast-moving environment, Monday to Friday, 08:00–17:00 UK time.
Desirable product experience
Experience across several of the following would be an advantage:
- Unsecured business loans, secured business finance and asset finance.
- Invoice finance, merchant cash advances and revenue-based finance.
- Refinancing, debt consolidation and specialist or adverse-credit cases.
- Personal guarantees and security-backed lending.
- Commercial mortgages, development finance and bridging finance.
- Working with UK commercial-finance broker or lender networks and developing lender panels.
- Working within a growing or technology-enabled brokerage.
Relevant commercial-finance, banking, accounting or financial-services qualifications are beneficial - but substantial practical UK broking experience and demonstrated competence matter more.
Who you are
- Commercially curious – genuinely interested in how customers’ businesses operate.
- Financially confident and comfortable interpreting business information.
- Persuasive without applying excessive pressure, and focused on the right customer outcome.
- Organised and able to manage multiple active cases, persistent in following up.
- Calm and resilient with declines, delays and difficult conversations.
- Comfortable taking ownership, making sound decisions and leading others.
- Excited to play a leading role in Capzy’s growth.
How to apply
Please submit your CV with a short introduction covering your UK commercial-finance broking experience, the products and case types you’ve handled, the lenders and markets you know, your experience leading or mentoring a team, and why you’d like to join Capzy.
Capzy is committed to fair and inclusive recruitment.
Applications are welcomed from suitably qualified candidates from all backgrounds
Pay: £30,000.00-£100,000.00 per year
Benefits:
- Company pension
- Gym membership
- Private medical insurance
- Profit sharing
Experience:
- Brokering: 2 years (required)
Work Location: Remote
