At Renaissance Asset Finance, building trusted relationships and making informed decisions are at the heart of what we do. As part of our Block Discounting (BD) team, you'll take ownership of a diverse portfolio, overseeing everything from onboarding new clients through to ongoing credit monitoring and risk management. Working collaboratively across Credit, Risk and Audit functions, you'll help ensure our customers receive an outstanding experience while maintaining the highest standards of governance and credit stewardship.
Key Responsibilities
- Managing BD team and RAF Credit in gathering and analysing financial information that will form part of a Credit Proposal.
- Drafting Credit Proposals and report writing.
- Analysis of key financial and non-financial data to monitor client performance in order to manage risk appropriately.
- High standards of risk management including credit, operational and reputational risk.
- Review and implement processes to maintain and enhance Credit Stewardship
- To liaise with clients, audit, credit, and sales support in the day-to-day management of client relationships.
- To implement anti money laundering and KYC procedures laid down by the company.
- Report all issues of regulatory concern to the Block Discounting Senior Director / Audit/ Bank Legal & Compliance Director.
- Communicate and escalate potential issues/risks in a prompt and effective manner.
Risk
Responsible for managing risks inherent to the role by diligently observing internal policies and procedures
Key Interfaces
- Block Discounting customers
- Internal Credit
- Risk functions
