Job Title: Self-Employed Mortgage & Protection Adviser – Fitzrovia
OTE: £100,000+ (Retainer available for 3–4 months)
Location: Fully Flexible / Remote (Fitzrovia office available if desired)
About the Company
Swarm Recruitment is working in partnership with a fast-growing, entrepreneurial HNW-focused financial advisory firm. The business has scaled rapidly, adding several advisers last year, and continues to expand through strong strategic partnerships and consistent lead generation.
The firm is currently building a bespoke CRM system designed to enhance automation, referral tracking, and lead allocation. Advisers are encouraged to operate with a “business within a business” mindset, supported by strong infrastructure and dedicated admin support.
The Role
This is an opportunity for an experienced Self-Employed Mortgage & Protection Adviser to join a growing firm that offers the autonomy of self-employment alongside genuine operational and lead support.
You will advise HNW clients on residential and commercial mortgage solutions, with the opportunity to generate additional income through protection business—either by writing cases directly or referring to the in-house protection team. Advisers also benefit from established partnerships and the ongoing distribution of high-value client books, but there is an expectation for a level of self-generation.
Earnings & Commission Structure
- Commission split: 50% on company-provided leads, 65% on self-generated business
- Realistic OTE: £100,000+
- Retainer available: 3–4 months (subject to experience)
- Average case value: c. £3,500–£4,000 per case
- Significant opportunity to earn additional referral commission
Support & Infrastructure
- Dedicated team of experienced Mortgage Paraplanners supporting cases through to offer
- Strong and consistent flow of HNW leads from strategic partnerships
- Ongoing distribution of large client books
- Bespoke CRM system built to streamline workflows and improve efficiency
Working Pattern:
- Fully flexible, self-employed model
- Remote working supported
- Optional access to the Fitzrovia office
- Most advisers attend the office once every 2–3 weeks (optional)
- Excellent work-life balance with full control of your diary
Key Responsibilities:
- Conduct client fact-finds and initial consultations
- Advise on residential and commercial mortgage solutions
- Manage cases through to offer with full admin and paraplanning support
- Build and grow a personal client base alongside company-provided leads
- Write protection business or refer to the in-house protection team
- Utilise the bespoke CRM to manage leads, referrals, and workflow
- Engage with leads generated from established strategic partnerships
Required Experience & Profile
- 3+ years’ experience as a Mortgage Adviser
- Proven experience handling higher-value mortgage cases
- Existing client bank or strong personal referral network – Not Essential
- Comfortable operating in a self-employed environment
- Strong relationship-building and client management skills
- Confident using CRM systems or adaptable to new technology
- Entrepreneurial mindset with the ambition to build long-term income
By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you upon request
Job Type: Permanent
Pay: £80,000.00-£115,000.00 per year
Benefits:
Work Location: Remote
