About The Role
Let’s grow together!
A Platinum Investors in People employer and an award-winning UK bank, focused on growth. Our customers include savers and businesses across the UK and, working together, we use our specialist expertise to help them achieve their ambitions and build a sustainable future. If you’re an experienced Underwriter looking for an opportunity to grow in a friendly environment, we’re looking for you!
We’re flexible, inclusive, committed to your wellbeing and passionate about you reaching your potential. Let’s grow together …
What you’ll be doing
Underwrite & assess credit risk
Analyse bridging loan applications, assess borrower creditworthiness, exit strategies, and property security, while identifying and mitigating key risks.
Structure commercially sound deals
Develop lending proposals with appropriate terms (LTV, pricing, conditions), balancing risk exposure with commercial opportunity.
Ensure due diligence & compliance
Complete thorough due diligence, ensuring all cases meet AML, KYC, and regulatory requirements, with robust documentation and audit trails.
Manage stakeholder & broker relationships
Work closely with brokers, solicitors, valuers, and internal teams, providing clear credit rationale and supporting deal flow.
Own pipeline & delivery
Manage cases from initial review through to completion, prioritising effectively to meet SLAs and ensure timely deal progression.
About You
What you’ll bring to the team
Strong bridging & property finance expertise
Experience in bridging, specialist lending, or property finance underwriting, with a solid understanding of UK property markets and lending structures.
Technical credit knowledge
In-depth knowledge of LTV, GDV, valuation methodologies, and exit strategies, with the ability to assess complex lending scenarios quickly and accurately.
Analytical & decision-making strength
Highly analytical with strong judgement, able to make sound credit decisions in fast-paced and time-sensitive environments.
Communication & relationship management skills
Excellent stakeholder management and communication skills, with the ability to build strong relationships and clearly articulate decisions.
Commercial awareness with risk focus
A commercially minded approach combined with a strong risk management mindset, attention to detail, and the ability to perform under pressure.
Even if you don’t meet all the criteria, we encourage you to apply. At Paragon, we value diversity and we’re excited to hear from passionate individuals like you! If you’re ready to contribute to the team, please apply.
Further information on the role can be found in the Purpose and Performance Profile (PPP), which is downloadable on this page.
Please note, applicants must have the right to work in the UK. We do not offer visa sponsorship.
Working hours
Hybrid working 37.5 hours per week – Monday to Friday. (2-3 days in the office)
Inclusion
As a Disability Confident Employer, we want to ensure that our vacancies are accessible for everyone. If you have a disability, long term health condition or are neurodiverse
About Us
What can we offer you?
Generous Holiday Allowance: Starting from 27 days and climbing to 30, you also get to enjoy a day off for your birthday, Christmas Eve, and New Year’s Eve. You can also buy or sell up to a week’s leave
Share Save Scheme: Annually, you have the opportunity to buy shares in Paragon at a discounted rate
Profit Related Pay: We share some of our annual profit with our eligible employees
Pension Plan: We contribute up to 10% of your annual salary towards your pension
Family Friendly policies: We offer enhanced parental pay and paid time off for fertility treatment
Employee Discounts: Enjoy exclusive discounts on entertainment, travel, shopping, motoring and more
Volunteering Day: Contribute to causes you care about with one volunteering day per year
Life Assurance and Personal Accident Cover
Be flexible
We promote flexibility around how and where we work so that you can achieve a healthier work-life balance. We operate hybrid working, splitting our week between the office and home. We are also open to discussing flexible working, job shares and part time options.
Be yourself
As an equal opportunities employer, we welcome diversity and care about inclusion. That’s why we want you to be your whole self at work. We believe an inclusive workplace is good for each of us, great for our customers and better for our business. Our Equality, Diversity and Inclusion Network meets regularly to share challenges, experience, and ideas to build a more equal, diverse, and inclusive business.
Be heard
We listen to your point of view, with our People Forum and regular employee surveys making sure you can use your voice and influence our future.
Be well
We will give you access to a range of tools and resources to support your wellbeing. This will include a digital GP service via our free Employee Assistance Programme, access to our Wellbeing team to connect you with the help you need to get more out of life and our Vitality at Work programme to provide you with discounted gym membership, fitness equipment and another multitude of wellbeing services.
Be better
We want you to reach your potential and, as a Platinum Investors in People employer, we’ll encourage you to learn and develop by building a personalised development plan together with your manager.
