-Closing date for applications is 3rd July 2026
-CV sift and telephone screen w/c 6th July
-In person interviews 15th July
-Start date ASAP
Business & Enterprise Finance Ltd
Comprising of Goole Development Trust & Business & Enterprise Finance (NE) Ltd
Job Description
Job Title: Start Up Loan Manager (Sunderland)
Department: Sales and Investments
Grade: 6a (£24,784.50 - £27,500 FTE depending on experience) + £2,000 car allowance.
Working Pattern: Full Time, Hybrid Working - 9 Day Fortnight, 2 days in office per week
Monday to Friday (35 hours per week)
Job Purpose:
Managing and supporting a range of businesses with loan proposals. Assessing and appraising business plans, cash flow forecasts and other business information to make a judgement on business viability as well as analysing applicants’ personal financial circumstances to assess personal affordability. Actively promoting the business through networking and business development both on the telephone and in person.
This is a developmental role and as such there is a focus on developing credit and lending skills, as well as engaging with a training program.
Duties & Responsibilities:
Operational:
· To work with applicants, explaining fully and clearly, in advance, the terms on which lending will be made and assess their suitability and eligibility for lending.
· To support applicants through the lending process, offering feedback and ensuring all applicants have an equal chance of success.
· To be able to meet your own personal targets agreed with your line manager contributing to the team’s targets and achieve BEF’s agreed KPIs.
· Undertake training from the BEF team and complete the external studies
· To prioritise and manage your time in order to meet the requirements of the role and the needs of the organisation.
· To attend events and initiate meetings in the Sunderland area to build strong networking contacts.
· To follow the procedures and processes laid down by the organisation.
· To put together proposals to support the Investment Managers with the credit panel.
· To represent the BEF’s best interests throughout the loan process
· To drive own personal development.
· To file reports and other documentation in the line with the requirements of the organisation
· To collect evidence and providing the correct forms to ensure BEF complies with the contractual requirements of its fund providers.
· To provide appropriate cover for holidays and absences.
· To undertake any other duties as may be reasonably requested by your manager appropriate to the grade and responsibilities of this post.
Compliance:
· This role is certified by BEF under the FCA SMCR and you will be required to engage with and meet the assessment standards set on an annual basis to be approved by BEF for certification. Approval is mandatory for the continuation in role.
· You will abide by the FCA Senior Manager & Certification Regime Conduct Rules and meet the Fit & Proper assessment criteria which includes, but not limited to, providing credit references and DBS checks upon request.
· You will undertake all annual compliance training in a timely manner.
· To comply with the requirements of SUL handbook and in particular adhere to the KYC standards and the need to combat fraud and financial crime.
· Meet the contractual requirements of stakeholders and funders.
· You will need to adhere to the Standard Operating Policies for the organisation which set the standards and behaviours required from all staff for adherence to the legal and regulatory requirements of a Financial Services Organisation.
· To assist the wider team as and when required.
· To update your manager as applicable with any workload issues or concerns.
· To maintain successful working relationships with external stakeholders.
· To collaborate effectively with support functions such as Compliance, HR and Admin.
· To ensure that personal knowledge and skills are regularly updated to ensure effectiveness in meeting work objectives.
· To keep up to date on latest developments and practices within the industry.
Statutory:
· To operate within the relevant regulatory constraints including the Financial Conduct Authority, Senior manager and certification regime, Data Protection Act, Anti Money Laundering and Proceeds of Crime Act
· Maintaining professional standards of conduct including client and commercial confidentiality, impartiality, and independence.
· All employees of BEF are required to promote equality and diversity in all aspects of the job adhering to the Equality Act 2010. Specifically, the post holder will be required to support the business by:
o Eliminating unlawful discrimination, harassment and victimisation and other conduct prohibited by the Act.
o Advance equality of opportunity between people who share a protected characteristic and those who do not.
o Foster good relations between people who share a protected characteristic and those who do not.
· To co-operate with the BEF’s management, in meeting the objectives of providing a healthy and safe place to work. Therefore, all employees must carry out their work with reasonable care for the health and safety of themselves and other people. All staff should comply with the Organisation’s Health and Safety Policy.
Job Types: Full-time, Permanent
Pay: £24,784.50-£27,500.00 per year
Benefits:
- Casual dress
- Company events
- Company pension
- Flexitime
- Free parking
- Life insurance
- On-site parking
- Private medical insurance
- Sick pay
- Work from home
Ability to commute/relocate:
- Sunderland SR5 2AL: reliably commute or plan to relocate before starting work (required)
Application question(s):
- Tell us about a time you had to work towards a target or goal with little supervision. What did you do to stay organised and ensure you achieved it?
Licence/Certification:
- Driving Licence (required)
Work Location: Hybrid remote in Sunderland SR5 2AL
