Operating across 140+ countries and 25+ industries, PayDo provides modern payment solutions including multicurrency IBANs, merchant solutions, mass payments, acquiring and open banking — all through one platform and contract.
We are looking for a highly skilled Compliance Officer to support ongoing regulatory compliance and help strengthen PayDo's compliance framework.
This is a hands-on role for someone who combines strong regulatory knowledge, analytical thinking and sound judgement, and who is comfortable taking ownership of compliance matters and working across the business.
Responsibilities
- Work on strategic compliance projects and cross-departmental initiatives.
- Respond to regulatory initiatives by providing leadership and direction on projects required to meet our regulatory obligations.
- Support long-term compliance strategy and enhance the departmental governance framework, ensuring policies and procedures remain fit for purpose.
- Create, maintain and implement compliance policies, procedures and operational SOPs.
- Conduct comprehensive compliance and financial crime risk assessments across the Company.
- Prepare, review and submit regulatory reports and supplementary information requested by the FCA or external auditors.
- Prepare Board and compliance reports, governance papers and monthly management information, providing clear recommendations to strengthen the control framework and improve the performance of the function.
- Act as an internal source of expertise, providing guidance and sound judgement on regulatory obligations, audits, regulatory engagement, compliance risks and business development.
- Support ongoing regulatory compliance and act as a key liaison with the FCA and other relevant UK authorities.
- Coordinate with Compliance and Operations teams to strengthen internal controls and support the implementation of risk mitigation and monitoring strategies.
- Support compliance training, audits and assessments/testing of system effectiveness.
What we're looking for
- 3+ years of Compliance experience within financial services, an EMI, PSP, bank or fintech environment.
- Strong practical understanding of the UK regulatory framework and FCA requirements applicable to EMIs.
- Experience establishing, maintaining and enhancing compliance frameworks, policies, procedures and controls.
- Experience conducting compliance and financial crime risk assessments.
- Experience preparing regulatory reports, governance materials and management information.
- Experience supporting regulatory engagements, audits and regulatory information requests.
- Strong understanding of financial crime risks relevant to digital payments, cross-border transactions, fraud, sanctions, high-risk jurisdictions and fintech delivery channels.
- Ability to translate regulatory requirements into practical, workable solutions.
- Ability to manage multiple priorities and deliver high-quality work under tight deadlines.
- Ability to work independently with a high level of responsibility and ownership.
- Excellent written and verbal English communication skills.
It would be a plus if you have
- Experience working directly with the FCA.
- Professional qualifications such as ICA, ACAMS or equivalent.
- Experience with UK regulatory reporting.
- Experience with Visa/Mastercard reporting processes and liaison.
- Experience in the cryptocurrency industry and/or acquiring products.
- A legal education.
Our culture
We are a result-driven team. You will fit in if you:
- Own your work and take responsibility for outcomes.
- Take initiative rather than waiting to be told what to do.
- Deliver results that create real business impact.
- Approach challenges with a practical, solution-oriented mindset.
What we offer
- Annual Learning & Development Budget — dedicated funds for courses, training and professional certifications.
- Regular performance reviews based on KPIs — clear feedback to support your professional growth.
- Transparent career growth — opportunities to progress into Lead, Head and senior leadership roles based on exceptional performance and impact.
- Innovation Financial Rewards — share your ideas through the PayDo Ideas Hub and receive additional rewards for ideas that create value.
Join PayDo
If you're looking for an opportunity to apply your compliance expertise in a growing fintech, work with complex regulatory matters and have a real impact on the way the business operates, we'd love to hear from you.
Join PayDo and help shape the future of payments.
Pay: £60,000.00-£90,000.00 per year
Work Location: Hybrid remote in London E1 8GH
