Specialist Mortgage Advisor – Second Charge Lending
Location- Hybrid role based in Cardiff
Salary- £35,000 – £50,000 basic salary (depending on experience)
Uncapped commission structure with realistic OTE of £60,000+
About the Role
An established and growing specialist finance brokerage is seeking an experienced Mortgage Advisor with a background in second charge lending. This is an excellent opportunity for a motivated and ambitious individual looking to join a high-performing team within a supportive and dynamic environment.
Leads and enquiries are provided through a combination of company-generated business, introducers, and professional partnerships.
Key Responsibilities
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Provide professional, proactive and client-focused mortgage advice
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Build and maintain strong relationships with clients throughout the lending journey
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Deliver excellent customer service and achieve sales targets
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Communicate effectively with lenders, clients and third parties involved in the process
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Develop and maintain relationships with banks and lending partners
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Maintain accurate and compliant client records using the company CRM system
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Follow internal compliance procedures and maintain detailed case records
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Liaise with clients before and after application submission
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Support review and referral strategies
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Work collaboratively with colleagues and contribute to team development
Essential Skills & Attributes
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Strong sales motivation and target-driven mindset
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Excellent communication and relationship-building skills
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High standards of customer service
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Strong organisation and time management abilities
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Good understanding of mortgage and lending products
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Ability to work independently and use initiative
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Strong analytical and numerical skills
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Accurate with strong attention to detail
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Professional, personable and self-motivated
Experience & Qualifications
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Minimum 2 years’ experience advising on secured or second charge loans
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Experience managing cases from enquiry through to completion
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CeMAP qualified (or equivalent)
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Proven track record in second charge mortgage sales
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Comfortable working to targets in a fast-paced environment
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Good understanding of property finance solutions and exit strategies
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Confident using CRM systems and Microsoft Office applications
Benefits
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Competitive basic salary
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Uncapped commission structure
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Ongoing training and professional development
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Long-term career progression opportunities
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Hybrid working model
This opportunity would suit an experienced specialist mortgage advisor looking to join a progressive brokerage with strong lead flow and clear earning potential.
