Underwriter Work, Jobs in Harpenden, Eng (with Salaries)

Mortgage Underwriter
Velos —London
- From £40,000 a year
- Part-time
- Hybrid work
- Analysis skills
- In-person
Quick apply
Trainee Mortgage Underwriter
The Loans Engine —North Watford
- £33,000 - £36,000 a year
- Full-time
- Maths
- Financial services
- In-person
- Life insurance
- Sick pay
Quick apply
2d
Underwriter - Hull & War
The Travelers Companies, Inc. —London
- Full-time
- Hybrid work
- Accounting
- Health & wellbeing programme
Assistant Underwriter - Italian Speaking
Brown & Brown Europe —London
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Employee stock purchase plan
- Referral programme
Quick apply
Underwriter - Marine Energy & Liability
The Travelers Companies, Inc. —London
- Full-time
- Hybrid work
- Bachelor's degree
- Accounting
- Health & wellbeing programme
13d
Assistant Underwriter, Marine Hull & Shipbuilding - SCOR Business Solutions (SBS)
SCOR —London
- Microsoft Powerpoint
- Microsoft Outlook
- Microsoft Office
Underwriter
PIB Group Services Ltd. —Hemel Hempstead
Quick apply
Support Training Underwriter
Abound —London
- Full-time
- Hybrid work
- Organisational skills
- Financial services
- Communication skills
- Gym membership
Trading Underwriter
Zurich Insurance —London
- Part-time
- Hybrid work
- Analysis skills
- Communication skills
- Negotiation
- Flexible schedule
11d
Underwriter Surety (Hybrid work), London (GB)
Swiss Re —London
- £63,000 - £95,000 a year
- Full-time
- Hybrid work
- English
- Bachelor's degree
- Continuous improvement
Underwriter
Hiscox —London
- Full-time
- Hybrid work
- Business development
- Analysis skills
- Travel
Development Underwriter - Cyber
The Travelers Companies, Inc. —London
- Full-time
- Hybrid work
- Accounting
- Business
- Health & wellbeing programme
12d
Assistant Underwriter, International Binders
SCOR —London
- Microsoft Powerpoint
- Microsoft Outlook
- Microsoft Office
6d
Assistant Underwriter
Ardonagh Specialty —London
- Full-time
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Annual leave
Quick apply
Underwriter, Property Treaty
SCOR —London
- Analysis skills
- Presentation skills
- Bachelor's degree
Assistant Underwriter
Berkeley Insurance Group —London
- Full-time
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
1d
Underwriter, Motor Treaty
SCOR —London
- Analysis skills
- Presentation skills
- Bachelor's degree
Assistant Underwriter
Specialist Risk Group —London
- Full-time
- Microsoft Office
- Administrative experience
- IT
- Life insurance
- Sick pay
16h
Underwriter
Howden Group Holdings —London
- Full-time
- Hybrid work
- Negotiation
Junior Underwriter, Offshore Energy
Allianz —London
- Full-time
- Hybrid work
- Microsoft Excel
- Microsoft Office
- Communication skills
5d

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Mortgage Underwriter

Velos
London

Quick apply

Job details

Part-time | Temp to perm | Full-time | Fixed term contract
From £40,000 a year

Qualifications

Underwriting
Analysis skills

Full job description

Job Summary
We are seeking for our client an experienced Mortgage Underwriter with deep knowledge of the UK second charge mortgage market to join our client's credit underwriting team. You will play a key role in assessing, structuring and approving buy to let landlord financing applications, including those for portfolio landlords, non-standard income and adverse credit with a view to maintaining credit quality and ensuring fast, thoughtful decision-making.

You will work closely with our client's credit lead, product team, and capital markets function to refine credit strategy, deliver robust assessments, and support the ongoing development of their platform's underwriting capabilities.

About our Client

Our client is a fast-growing fintech platform operating in the UK property finance sector. They provide innovative capital solutions for landlords and property investors, helping clients access flexible funding to support portfolio growth without relying solely on traditional mortgage products.

As the business continues to scale, they are expanding their underwriting team and are looking for someone to support efficient, responsible growth across second charge lending. This is an opportunity to join a dynamic, entrepreneurial environment at an important stage of the company’s development.

Key Responsibilities

Assess and underwrite second charge mortgage applications for UK residential investment properties in line with internal credit policy
Conduct full analysis of borrower profiles, credit history, income, affordability, and property collateral
Review and validate supporting documents (land registry, ASTs, valuations, statements, etc.)
Apply our client’s credit policy while exercising judgment in edge-case and complex credit scenarios
Recommend decisions and terms with clear rationale and documentation in compliance with audit and regulatory standards.
Collaborate with credit policy, product, and risk teams to iterate on underwriting processes
Support the build-out of scalable underwriting frameworks and automation tools
Stay current on UK mortgage regulations, market trends, and landlord finance developments

Ideal Skills and Experience

3–7 years of mortgage underwriting experience, preferably with a focus on UK second charge or buy-to-let mortgages.
Familiarity with landlord/lender dynamics, including buy-to-let and portfolio landlords, interest coverage ratios and second charge consent process
Strong analytical skills with a high level of accuracy and attention to detail
Confident decision maker with proven ability to balance risk, commerciality, and speed in a lending context
Experience working with technology-driven lenders, brokers, or mortgage platforms is a plus
Working knowledge of credit bureau data, RICS valuations, AVMs, mortgage underwriting models, and scorecards, digital workflow tools and affordability tools

What our Client Offer

Competitive salary and performance-based bonus
Health insurance
Hybrid working arrangement (to be discussed)
A fast-moving, mission-driven environment with significant autonomy
The opportunity to shape the future of alternative property finance in the UK at a growing innovative lender
A collaborative team culture, blending fintech innovation with real estate finance depth

Pay: From £40,000.00 per year

Ability to commute/relocate:

London EC3V 9BS: reliably commute or plan to relocate before starting work (required)

Experience:

Mortgage Underwriting: 2 years (required)

Work authorisation:

United Kingdom (required)

Work Location: In person

Quick apply

Refine Your Search

underwriter jobs in harpenden, eng

Mortgage Underwriter

Trainee Mortgage Underwriter

Underwriter - Hull & War

Assistant Underwriter - Italian Speaking

Underwriter - Marine Energy & Liability

Assistant Underwriter, Marine Hull & Shipbuilding - SCOR Business Solutions (SBS)

Underwriter

Support Training Underwriter

Trading Underwriter

Underwriter Surety (Hybrid work), London (GB)

Underwriter

Development Underwriter - Cyber

Assistant Underwriter, International Binders

Assistant Underwriter

Underwriter, Property Treaty

Assistant Underwriter

Underwriter, Motor Treaty

Assistant Underwriter

Underwriter

Junior Underwriter, Offshore Energy

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