Credit risk modelling Work, Jobs in London (with Salaries)

Data Scientist - Credit Risk Modelling
Creditspring —London
- Hybrid work
- SQL
- AWS
- Project management
Credit Risk Analyst – SME (m/f/d)
Pliant —London
- Full-time
- Hybrid work
- Engineering
- English
- SQL
Quick apply
Quantitative Risk Analyst (m/f/d)
SEFE Securing Energy for Europe GmbH —London
- Hybrid work
- Master's degree
- Banking
- Python
Analyst, Real Assets Credit
CPP Investments —London
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Bachelor's degree
11d
Prudential Risk Manager
Castle Trust Bank —London
- Full-time
- Hybrid work
- Analysis skills
- Communication skills
- Banking
- Employee assistance programme
- Employee discount
Quick apply
CREDIT RISK ANALYST
Eni —London
- Full-time
- Microsoft Excel
- English
- Analysis skills
Credit Risk Business Analyst
Barclays —London
- Negotiation
Digital Solutions Business Analyst, Wealth and Private Credit
Macquarie Group Limited —London
- Full-time
- Financial services
- Communication skills
- Annual leave
- Work from home
Senior Business Analyst - Credit Risk
Fair Finance —London
- Full-time
- Hybrid work
- Microsoft Excel
- Data analysis skills
- SQL
- Work from home
- Employee assistance programme
Asset & Wealth Management, Investment Risk – Alternatives, Associate, London
Goldman Sachs —London
- Full-time
- Microsoft Excel
- SQL
- Bachelor's degree
- Employee assistance programme
Principal, EMEA Portfolio Risk | Credit
Apollo —London
- Full-time
- SQL
- Analysis skills
- Project management
Credit Risk (Infrastructure Finance) - Vice President
Mizuho —London
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Annual leave
Associate, Direct Credit
Hamilton Lane —London
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Communication skills
- Annual leave
- Gym membership
Fund Credit Risk Manager
Standard Chartered —London
- English
- Bachelor's degree
- Annual leave
- Employee assistance programme
4d
Associate, Securitised Products & Supply Chain Finance
MUFG —London
- Full-time
- Microsoft Powerpoint
- Microsoft Excel
- Customer service
Credit Risk Officer, Energy Trading Credit Risk Management
Deutsche Bank —London
- Full-time
- Hybrid work
- Analysis skills
- Communication skills
- Employee discount
Credit Risk Management – Fixed Income Division Secured Lending – Commercial Real Estate, Vice President
Morgan Stanley —London
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Associate, Infrastructure Credit
GIC Group —London
- Hybrid work
- Analysis skills
- Communication skills
11d
Venture & Growth Debt - Analyst - London
BlackRock Investments —London
- Hybrid work
- Analysis skills
- In-person
- AI
- Work from home
Principal - Credit Risk
Broadstone Corporate Benefits Limited —London
- Full-time
- Hybrid work
- Data analysis skills
- SQL
- Bachelor's degree

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Data Scientist - Credit Risk Modelling

Creditspring -
London

Apply Now

Job details

Qualifications

Cloud architecture
Software deployment
NumPy
SQL
Pandas
AWS
Project management
Machine learning
Ruby on Rails
GitHub
APIs
IT
SaaS
AI
Communication skills
Python

Full job description

We are Creditspring, a new way of borrowing that focuses on its members and provides them with safe and efficient short-term financial products.

We're a fast-growing FCA-regulated consumer credit company. We have members, not customers and we take a lot of pride in that!

As one of the UK’s only subscription finance company in the market, we truly have a unique value proposition. Our mission is very clear; to improve the financial stability and resilience of our members. We do this through the products we provide, the partnerships we have, and our educational content. We want our members, and everyone in the UK to be able to better manage their finances and steer them away from high-cost, unregulated credit options.

About the role

We are seeking an experienced and detail-oriented Data Scientist to join our Underwriting - Credit risk data science team in either our London office or Bengaluru office. This is a mid-level individual contributor role, ideal for someone who thrives on solving complex problems, driving innovation, and applying advanced analytics and machine learning to real-world business challenges.

You will be instrumental in shaping company’s credit risk models, monitoring performance, optimising product offerings and contributing to the development of production solutions that directly impact our members’ financial wellbeing.

Sitting at the intersection of Data, Engineering, Operations, Product and Marketing, the role is critical to support further platform growth and credit product innovation.

The role is suited to a well-rounded candidate, with strong project management skills and experience of acting upon produced insights. It offers an opportunity to develop and deepen data science, business and system analytics skills.

This is a full stack data science and analytics role – where a lot of time and effort will be spent on data extraction, wrangling, mining and feature engineering. The team has a strong focus on Consumer Duty/regulatory compliance and delivering measurable impact on the commercial objectives of the company.

Responsibilities

Ideate and build robust machine learning models for credit risk assessment and adjacent use cases – collection initiatives, identity resolution, affordability assessment, macro-resilience and decision explainability
Supervise model deployment, by testing, monitoring performance and ensuring timely redevelopment and recalibrations. Identifying data and model drift.
Contribute to the development and optimization of our data pipelines, tooling, and infrastructure
Coordinating change processes related to credit lifecycle - from idea generation, proposing solution to project management, deployment and monitoring
Become an expert on the external API feeds used in decisioning – credit reference agencies, open banking data providers and alt-datasources
Partnering with other teams to assess feasibility and support various growth initiatives, designing and implementing acquisition, product and lending strategies.

What you'll need to succeed

Quantitative degree with 3-5 years of prior experience in in credit risk analytics, preferably within an SME or retail lending environment
Experience developing and deploying machine learning models in a local and cloud environment. Familiary with regression and gradient boosting techniques, model development best practices for model tuning, feature engineering, validation and explainability
Strong command of statistical inference and supervised machine learning stack (scikit-learn, pandas, numpy, jupyter). Solid knowledge of Python for data extraction, transformation and analysis
SQL proficiency in manipulating, merging, and cleaning or checking data from multiple sources including internal data and external feeds
Commercial awareness with strong communication skills and the ability to influence stakeholders via analytics delivery

Desirable experience:

Lending, fintech and regulated sectors work experience
Working with web applications, cloud data stacks and event driven architecture (we run on ruby on rails, python, aws, github)
Hands-on working with credit bureau and open banking data. First-hand experience with decisioning SaaS platforms and Agentic AI

Don’t meet all the listed requirements? Research shows that women and people of underrepresented groups often don't apply for jobs unless they're 100% qualified. As an equal opportunities employer, we know that diversity is a key part of our teams' successes - so if your experience doesn’t fit perfectly but this role excites you, we’d love for you to apply. We’re committed to Creditspring being an inclusive environment where employees feel welcomed, valued and listened to; we want you to thrive as your true self.

Please note that the People Team is contactable only via [email protected]. Unsolicited emails to other team members will not be actioned

Apply Now

Refine Your Search

credit risk modelling jobs in london

Data Scientist - Credit Risk Modelling

Credit Risk Analyst – SME (m/f/d)

Quantitative Risk Analyst (m/f/d)

Analyst, Real Assets Credit

Prudential Risk Manager

CREDIT RISK ANALYST

Credit Risk Business Analyst

Digital Solutions Business Analyst, Wealth and Private Credit

Senior Business Analyst - Credit Risk

Asset & Wealth Management, Investment Risk – Alternatives, Associate, London

Principal, EMEA Portfolio Risk | Credit

Credit Risk (Infrastructure Finance) - Vice President

Associate, Direct Credit

Fund Credit Risk Manager

Associate, Securitised Products & Supply Chain Finance

Credit Risk Officer, Energy Trading Credit Risk Management

Credit Risk Management – Fixed Income Division Secured Lending – Commercial Real Estate, Vice President

Associate, Infrastructure Credit

Venture & Growth Debt - Analyst - London

Principal - Credit Risk

I want to receive the latest job alerts for credit risk modelling in london

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