Here at the West Bromwich Building Society we are all about making a you-shaped career. We understand it’s not always easy juggling your career with all the important things outside of work. But with the right opportunities and support we can help you build a career that works for you.
Are you an analytical individual with good problem-solving skills and want to make a real impact in the future of West Brom and its customers? If so, the Mortgage Product Analyst may be for you.
In this role you will learn all about product development and management, playing an integral part in ensuring the Society’s mortgage product ranges meet the needs of our customers and deliver good customer outcomes, whilst also delivering key business objectives such as achieving the annual lending plan and launching new products and propositions.
You will work with colleagues across the business and will have the opportunity to present to senior leadership.
What the role will look like:
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Monitor and analyse performance of mortgage products and propositions against agreed targets, tailoring how information is presented so that it is suitable for different audiences.
- Research, track and analyse competitor activity and provide up to date market insights to support product pricing decisions and proposition development.
- Take responsibility for developing mortgage pricing proposals that deliver commercial success and support the Society’s customers.
- Use Power BI and a range of Excel-based financial models to support your decision making and recommendations. Take responsibility for developing analytical tools to drive better data-based decisions.
- Identify and manage risks (financial, conduct and operational) within the product range and ensure compliance with regulation and internal processes throughout the product lifecycle.
- Support the planning and development of the Society’s mortgage strategy and the delivery of change that is key to the strategy (propositions, criteria, customer enhancements).
- Ensure good customer outcomes are delivered by putting the customer at the heart of everything you do.
- Present your proposals to Product Consideration Group (PCG) and take minutes of this and other Committees, as required.
- Become a Product expert, sharing knowledge and providing support and guidance to colleagues across the business.
For more information about the role, please refer to the job description attached at the bottom of the advert
What you will bring to the role:
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Analytically minded, good with numbers and the ability to use logic to solve problems. Use your commercial mindset to identify and bring to life opportunities.
- Good working knowledge/practical skills of Microsoft Office software, specifically Excel to manipulate data using a range of formulas and PowerPoint to create engaging presentations
- Strong communication skills, both verbal and written, with an ability to tailor your style to be appropriate for difference audiences.
- Strategic mindset, able to think about the bigger picture and identify opportunities.
- An understanding of mortgage products and the mortgage industry (desirable, not essential).
We Value a diverse range of skills and experiences here at the West Brom. So even if you don't meet every single requirement listed in the job description but are passionate about the role, we still encourage you to apply.
What's in it for you:
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We pride ourselves on our development opportunities and always look to promote from within wherever possible,
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Holiday starting at 175 hours (25 days) plus bank holidays that grow with your time with us and the opportunity to buy or sell up to 5 days holiday each year,
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2 paid volunteering days a year,
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Living Pensions: Pension scheme starting at 5% contribution from you and 7% contribution from us, and we’ll match your further contributions up to 10.6%
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Enhanced maternity, paternity and adoption leave with paid fertility treatment, neonatal and pregnancy loss leave,
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Life assurance provided by the Society at 4 times your salary,
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Yearly performance related pay scheme and pay review,
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Private medical insurance that’s discounted when your time with us grows, with the option to include family members,
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Salary Sacrifice Electric/Hybrid Car Scheme,
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A Perkbox account giving you 24/7 access to perks, benefits, discounts, wellbeing tools and loads more!
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And much more, from flexible working options, wellbeing support and a whole heap of warm West Bromness.
Why choose the West Brom?
At the West Brom we appreciate that our employees are unique individuals with differing needs depending on their specific circumstances and stages in life. When we say our people are the West Brom’s biggest asset that doesn’t mean just viewing them as employees. We’re proud of our heritage and absolutely believe that the West Brom is a great place to work. Our employers are the heart of bringing our new vision to life- where our customers and communities own a more secure future. Everyday, through the work they do together and the care they show, they’re helping turn that vision into real and lasting.
We’re a Disability Confident Leader and encourage disabled applicants and all from diverse backgrounds to apply. We’ll do what we can to adjust our recruitment journey and offer a guaranteed interview to disabled applicants who meet what we’re looking for. If you need any support with applying to one of our roles, get in touch at [email protected].
Do it today and click apply!
*Please note We reserve the right to withdraw our adverts earlier than the original published expiry date, therefore if you are interested please submit your application as soon as possible*
Head Office: 2 Providence Place West Bromwich B70 8AF. www.westbrom.co.uk The West Brom is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Register no. 104877. ‘the West Brom’ is a trading name of West Bromwich Building Society.
