Credit specialist Work, Jobs in London, Eng (with Salaries)

Credit Risk Specialist
IFX Payments —London
- Full-time
- Hybrid work
- Analysis skills
- Accounting
- Communication skills
- Annual leave
- Life insurance
Quick apply
Customer Service Specialist - US Cards
Lendable —London
- £30,000 - £39,000 a year
- Full-time
- Hybrid work
- Spanish
- Machine learning
- Financial services
- Annual leave
- Work from home
Liquid Credit Investment Specialist
Macquarie Group Limited —London
- Full-time
- Analysis skills
- Communication skills
- Annual leave
- Work from home
Accounts Payable Specialist FT (m/f/d)
SEFE Securing Energy for Europe GmbH —London
- Full-time
- Hybrid work
Credit Controller
Wrapology Internationa —London
- £24,420.00 - £41,107.27 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Free parking
Quick apply
6d
Universal Credit Job Centre - EO Recruitment Consultant Role - London
Department for Work and Pensions —Westminster
- £37,016 a year
- Overtime
- Hybrid work
- Presentation skills
- Travel
- Organisational skills
- Annual leave
- Employee assistance programme
15h
Private Credit and Alternative Accountant Specialist
Janus Henderson —London
- Hybrid work
- Microsoft Excel
- Accounting
- AI
Accounts Receivable Specialist - FULLTIME PERM
Paul Rhodes Bakery —London
- Full-time
- Microsoft Excel
- Bakery
- Communication skills
Quick apply
Accounts Payable Specialist
Frontier Economics —London
- Part-time
- Hybrid work
- Microsoft Excel
- Accounting
- IT
- Annual leave
- Employee assistance programme
1d
Credit Controller
TLMC Ltd —London
- £33,000 - £36,000 a year
- Full-time
- Accounting
- In-person
- Annual leave
Quick apply
2d
Property Administration Credit Controller
Day and Bell Surveyors Limited —London
- £35,000 - £40,000 a year
- Full-time
- ERP systems
- English
- Microsoft Office
Quick apply
Accounts Receivable Specialist - PART TIME
Paul Rhodes Bakery —London
- Up to £30,000 a year
- Part-time
- Microsoft Excel
- Bakery
- Communication skills
Quick apply
Kent Surrey and Sussex Prison Group - Strategic Housing Specialist
Ministry of Justice —Woking
- £40,001 - £50,000 a year
- Full-time
- Hybrid work
- Presentation skills
- Travel
- Annual leave
8d
Collections Specialist
Updraft —London
- Full-time
- Hybrid work
- Financial services
- AI
- Communication skills
Quick apply
Credit Hire Claims Handler
The Granite Group —Sevenoaks
- £30,295 - £35,271 a year
- Full-time
- Hybrid work
- Communication skills
- Negotiation
- Flexible schedule
Quick apply
IRIS Advocate Educator - Fixed Term Contract until March 2027
Barnet Council —London
- £29,979 a year
- Part-time
- Hybrid work
- Oracle
- Presentation skills
- Communication skills
- Annual leave
- Flexitime
Polish-Speaking Credit Controller / Accounts Receivable Specialist
ON THE SPOT BROKER LTD —Staines-upon-Thames
- £28,000 - £32,000 a year
- Full-time
- English
- QuickBooks
- In-person
Quick apply
14d
Senior Risk Operations Specialist | Underwriting (UK)
Ramp —London
- £74,000 - £100,000 a year
- Weekend availability
- Sales
- SQL
- Financial services
- Annual leave
- Employee assistance programme
Accounts Assistant
Knight Piesold Consulting —London
- Part-time
- Hybrid work
- Microsoft Excel
- Microsoft Office
- Organisational skills
- Annual leave
Data Analyst - Credit Risk
Liberis —London
- Hybrid work
- Microsoft Excel
- SQL
- Analysis skills
Quick apply
14d

I want to receive the latest job alerts for credit specialist in london, eng

By signing in to your account, you agree to SimplyHired's Terms of Service and consent to our Cookie and Privacy Policy.

Credit Risk Specialist

IFX Payments
London

Quick apply

Job details

Permanent | Full-time

Benefits

Cycle to work scheme
Season ticket loan
Annual leave
Company pension
Life insurance

Qualifications

Economics
Analysis skills
Risk analysis
Accounting
Communication skills

Full job description

Description

Overview of the role

We are looking for a Credit Risk Analyst to own the assessment, approval, and ongoing monitoring of client credit limits and forward facilities. You will sit at the intersection of commercial growth and risk control: enabling the sales and dealing desks to win and serve clients, while protecting the firm from credit losses. This is a hands-on role with real ownership of decisions, ideal for someone who enjoys combining rigorous financial analysis with fast-moving, market-driven judgement.

Key Responsibilities

Review credit application requests

Assess the creditworthiness of new and existing clients using financial statements, management accounts, credit reference data, and qualitative factors.
Recommend, set, and document appropriate credit limits, tenor, and margin terms for forward contract facilities in line with the firm's risk appetite
Partner closely with sales and dealing teams to balance commercial opportunity against risk, providing clear, timely credit decisions that support deal velocity.

Monitoring and reporting

Manage margin and collateral requirements; identify, initiate, and track variation margin calls when client positions move out of the money.
Track limit utilisation daily and escalate breaches, deteriorating credit quality, or concentration risks promptly.
Conduct periodic credit reviews and annual facility renewals, adjusting limits as client circumstances and market conditions change.
Support stress testing and scenario analysis on the forward book (e.g. adverse FX moves, single-name default, sector shocks).

General

Aide credit assessment of counterparties and other key suppliers
Maintain credit policy and procedure documentation, and ensure decisions are compliant with internal policy.
Prepare and contribute to credit and exposure reporting for the Risk Committee and senior management Implement process improvements, automation and simplification.
Respond to ad-hoc requests, investigating specific risk issues and providing insight to support business decisions.

Success Measures

Credit losses contained within appetite: bad debt and default-related losses kept within agreed risk-appetite thresholds.
Decision turnaround: credit applications assessed and decided within agreed SLAs, supporting commercial speed without compromising rigour.
Exposure accuracy and control: MTM monitoring and margin calls executed accurately and on time, with limit breaches detected early.
The general Credit portfolio book provides a good return on capital, compared to other investment opportunities
Stakeholder confidence: sales, dealing, and senior management view the role as a trusted, commercially aware partner rather than a blocker.
Audit and regulatory readiness: clean, well-documented credit files and policies that stand up to internal audit and external stakeholders.

Skills, Knowledge and Expertise

Experience in credit risk analysis, ideally within FX, payments, banking, or another financial services environment.
Degree in finance, economics, accounting, mathematics, or a related discipline — or equivalent practical experience.
Understanding of Credit Reference Agency data and its practical application
Strong financial statement analysis skills — able to interpret company accounts, assess liquidity and solvency
Excellent verbal and written communication skills.
A true team player with a winning mentality and strong work ethic committed to continuous improvement and high performance.
Adaptable, tenacious and flexible who can perform under pressure.

Benefits

We believe great people do their best work when they feel supported, rewarded, and empowered to grow. That’s why we offer a benefits package designed to support your career, wellbeing, finances, and life outside of work.

- 25 days’ annual leave, plus bank holidays
- An extra day off for your birthday
- Holiday loyalty scheme rewarding long-term service
- Work abroad scheme for added flexibility
- Competitive pension scheme via salary exchange
- Annual discretionary bonus scheme (eligible after probation)
- Financial education, planning & coaching platform
- Interest-free Season Ticket Loan for London travel
- Salary exchange nursery fee scheme
- Life Insurance
- Healthcare platform including:
  - Cashback on dental, optical & physio
  - Virtual GP access
  - Mental health and stress support helplines
  - Additional wellbeing resources
- Enhanced parental leave
- Cycle to work scheme
- Flexible benefits that support everyday life
- Career development and progression tools
- Opportunities to grow within a fast-scaling international business

From sporting events and pub nights to seasonal celebrations and socials, we make time to connect and celebrate together.

Diversity & Inclusion

We believe that diversity and inclusion are essential to our success. We are committed to fostering a culture where everyone feels valued and respected, regardless of their background, identity or experiences. By embracing diverse perspectives and promoting equity, we aim to create an environment where all employees can perform and reach their full potential.

What’s next?

We will review your application and come back to you as soon as possible.
You must be eligible to work in the UK to be considered for this position.
Full background checks will be carried out on all successful candidates.

About IFX Payments

We're an award-winning global provider of foreign exchange and payment solutions. On a mission to become the number one service-led alternative banking partner for corporates and Financial Institutions that add value beyond the transaction.

FX Payments was built to challenge the status quo of cross-border money movement. From our early days to today, our goal has remained the same: to provide seamless, secure, and scalable solutions for businesses operating globally. With a growing presence and a reputation for service excellence, we’ve become a trusted partner for clients who demand more from their payment provider. We’re here to make international money movement feel local—driven by service, powered by innovation, and committed to delivering value beyond the transaction.

Quick apply

Refine Your Search

credit specialist jobs in london, eng

Credit Risk Specialist

Customer Service Specialist - US Cards

Liquid Credit Investment Specialist

Accounts Payable Specialist FT (m/f/d)

Credit Controller

Universal Credit Job Centre - EO Recruitment Consultant Role - London

Private Credit and Alternative Accountant Specialist

Accounts Receivable Specialist - FULLTIME PERM

Accounts Payable Specialist

Credit Controller

Property Administration Credit Controller

Accounts Receivable Specialist - PART TIME

Kent Surrey and Sussex Prison Group - Strategic Housing Specialist

Collections Specialist

Credit Hire Claims Handler

IRIS Advocate Educator - Fixed Term Contract until March 2027

Polish-Speaking Credit Controller / Accounts Receivable Specialist

Senior Risk Operations Specialist | Underwriting (UK)

Accounts Assistant

Data Analyst - Credit Risk

I want to receive the latest job alerts for credit specialist in london, eng

Related Searches

Explore jobs in more locations

Description

Key Responsibilities

Skills, Knowledge and Expertise

Benefits

About IFX Payments

Jobseeker tools

Employer Tools

Browse

Stay Connected