Underwriter Work, Jobs in Manchester, Eng (with Salaries)

High Net Worth Underwriter
Together —Cheadle
- Full-time
Quick apply
High Net Worth Underwriter - Part Time
Together —Cheadle
- Full-time
Quick apply
Underwriter
Arch Capital Group Ltd. —Manchester
- Full-time
- Organisational skills
- Negotiation
12d
Senior Corporate Underwriter
Together —Cheadle
- Full-time
Quick apply
Professional Indemnity (PI) Underwriter (Manchester Based)
Munich Re Specialty - Global Markets —Manchester
- Full-time
- Hybrid work
- Business development
- Communication skills
- School
Senior Underwriter
Benefact Group —Manchester
- Full-time
- Hybrid work
- Customer service
- Training & development
- Annual leave
- Employee assistance programme
Quick apply
Underwriter Level 3 (Cyber)
Munich Re Specialty - Global Markets —Manchester
- Full-time
- Hybrid work
- Customer service
- Business development
- Communication skills
New Business Property and Casualty Underwriter
Zurich Insurance —Manchester
- Full-time
- Hybrid work
- Business development
- Analysis skills
- Communication skills
- Flexible schedule
Underwriter Level 1 - Construction Liability
Munich Re Specialty - Global Markets —Manchester
- Full-time
- Hybrid work
- Customer service
- Business development
- Communication skills
Life Science Underwriter
Chubb —Manchester
- Full-time
- Hybrid work
11d
Head of Life Science Underwriting
Markel International Services Ltd —Manchester
- Full-time
- Hybrid work
- Business development
- Flexible schedule
Quick apply
Mortgage Underwriter
Evolution Money —Manchester
- £32,548 a year
- Full-time
- Hybrid work
- Communication skills
- Annual leave
Quick apply
Commercial Mid Market Fleet Underwriter
AXA UK —Manchester
- Up to £45,000 a year
- Hybrid work
- Business development
- Analysis skills
- Communication skills
- Annual leave
Commercial Mid Market Fleet Underwriter
AXA —Manchester
- Up to £45,000 a year
- Hybrid work
- Business development
- Analysis skills
- Communication skills
Commercial Underwriter
ProFound —Manchester
- Full-time
- Hybrid work
- Communication skills
Cyber Development Underwriter
Markel International Services Ltd —Manchester
- Hybrid work
- CRM software
- Business development
- Mentoring
Quick apply
Senior Development Underwriter (Technology Practice)
Zurich Insurance —Manchester
- Part-time
- Business development
- Presentation skills
- Travel
- Flexible schedule
3d
Underwriting Supervisor
Polifoniastudio —Didsbury
- £66,000 a year
- Team management
- Mentoring
- In-person
Quick apply
3d
Lead Commercial Underwriter
Coventry Building Society —Manchester
- £80,000 a year
- Monday to Friday
- Hybrid work
- Analysis skills
- Presentation skills
- Mentoring
Senior New Business P&C Underwriter
AXA UK —Manchester
- Up to £66,000 a year
- Business development
- Analysis skills
- Annual leave

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underwriter jobs near manchester, eng

High Net Worth Underwriter

Together -
Cheadle

Quick apply

Job details

Full-time

Benefits

Company pension
Private medical insurance

Qualifications

Financial Conduct Authority guidelines
Underwriting or credit analysis experience
Underwriting
Financial analysis
Credit risk evaluation (Risk analysis)
Risk management
Relationship management
Underwriting risk analysis

Full job description

Company Description

Benefits of working at Together

26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
Free access to company holiday homes
Buy & sell holidays
Discretionary annual bonus plus an additional Shared Reward Bonus
Matched pension contribution
Health cash plan plus Private medical insurance
Life assurance and Critical illness cover
Travel season ticket loans and Ride to work scheme
Free local gym access
Local bar / restaurant discounts

–––––––––––––

Company Description

We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.

We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 950 colleagues help our customers throughout the UK, backed by the power of a £8 billion loan book.

–––––––––––––

Job Description

As a High Net Worth Underwriter, we are looking for someone who is capable of unpicking complex financial webs to prove a customer can afford their debt. Allowing you to accurately underwrite, mandate and complete mortgage and secured loan applications for High Net Worth individuals as part of our Premier Service. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage customer and broker relationships whilst delivering a seamless level of service to increase future business.

As a High Net Worth Underwriter, we are looking for someone to:

Interpret full statutory accounts (Ltd/LLP), specifically tracking how money moves between entities via dividends, director loans, and management charges
Reconstruct net income from diverse streams (trading profits, vesting, and carried interest) and assessing its long-term sustainability through multi-year trend analysis and stress testing
Have working knowledge of UK personal and corporate tax (S455, SA302s, and dividend vs. salary) to understand how tax planning impacts actual cash flow
Be familiar with trusts, holding companies, and offshore vehicles is essential to identify who truly controls the wealth and the feasibility of repatriating funds
Navigate FCA MCOB rules regarding HNW exemptions and modified affordability
Be able to accurately triage clients against HNW definitions (£k+ income / £m+ net assets) and distinguish between income-based underwriting and Asset-Based Lending (ABL)
Understand how various assets (from private equity to fine art) generate liquidity or future "exit events
Be able to justify policy exceptions and identify "early warning signals" within a client’s portfolio, such as concentration risk or high leverage

Qualifications

Essential

Exposure to HNW/Private Banking underwriting or specialist lending with modified affordability
Familiarity with KYC/AML/PEP nuances for HNW (complex ownership, source of wealth/source of funds checks)
Demonstrable track record assessing dividend/loan account income and reading statutory accounts
Commercial pragmatism with control: balances risk with customer outcome; knows when to say no but starts with a desire to see how we can structure a deal within appetite
Can‑do, hands‑on. Willing to “roll sleeves up” in a fast‑paced, entrepreneurial environment
Communicates clearly and confidently, adapting style for brokers, valuers, solicitors, senior colleagues and HNW customers

Desirable

Cases with cross‑border income/assets and FX conversion to GBP
Experience interacting with accountants/tax advisers and challenging assumptions

If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Additional Information

–––––––––––––

Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.

Click here for more information on our Recruitment Process

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

#TMLP

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Refine Your Search

underwriter jobs in manchester, eng

High Net Worth Underwriter

High Net Worth Underwriter - Part Time

Underwriter

Senior Corporate Underwriter

Professional Indemnity (PI) Underwriter (Manchester Based)

Senior Underwriter

Underwriter Level 3 (Cyber)

New Business Property and Casualty Underwriter

Underwriter Level 1 - Construction Liability

Life Science Underwriter

Head of Life Science Underwriting

Mortgage Underwriter

Commercial Mid Market Fleet Underwriter

Commercial Mid Market Fleet Underwriter

Commercial Underwriter

Cyber Development Underwriter

Senior Development Underwriter (Technology Practice)

Underwriting Supervisor

Lead Commercial Underwriter

Senior New Business P&C Underwriter

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