Underwriters & credit analysts Work, Jobs in Prestwich, Gtm (with Salaries)

High Net Worth Underwriter - Part Time
Together —Cheadle
- £300,000 a year
- Full-time
- Tax experience
Quick apply
7d
Customer Underwriting Advisor
Bupa —Salford
- £28,200 a year
- Full-time
- Hybrid work
- Organisational skills
- Communication skills
- Annual leave
- Gym membership
Quick apply
High Net Worth Underwriter
Together —Cheadle
- Full-time
- Tax experience
Quick apply
Dealer Credit Specialist
Ford Motor Company —Manchester
- Hybrid work
- Bilingual
- Spanish
- English
Graduate Underwriter
SDKA LTD —Cheadle
- £28,000 - £34,000 a year
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Free parking
Quick apply
Financial Services Dealer Agent
Select Engineering —Manchester
- £17.46 an hour
- Call to connect
- Analysis skills
- Continuous improvement
- Communication skills
Underwriter Support
SDKA LTD —Cheadle
- £25,000 - £32,000 a year
- Monday to Friday
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Free parking
Quick apply
Underwriter - Motor Fleet
Allianz —Manchester
- £40,000 a year
- Full-time
- Hybrid work
- Analysis skills
- Organisational skills
- AI
- Employee discount
2d
Associate Director | Credit - Trading Business
OakNorth —Manchester
- Full-time
- Hybrid work
Quick apply
Multinational Trading Underwriter
Zurich Insurance —Manchester
- Full-time
- Hybrid work
- Organisational skills
- Communication skills
- Flexible schedule
8d
Property & Casualty Underwriter: Existing Business
Zurich Insurance —Manchester
- Full-time
- Hybrid work
- Microsoft Office
- Communication skills
- Negotiation
- Flexible schedule
1d
Analyst
Shawbrook —Manchester
- Full-time
- Accounting
- Financial services
- Communication skills
- Employee assistance programme
- Employee discount
7d
Senior Underwriter (PI & D&O) – Direct & Digital Trading
Markel International Services Ltd —Manchester
- Hybrid work
- AI
- Leadership
- Communication skills
- Flexible schedule
Quick apply
Technical Underwriter - Care
Markel International Services Ltd —Manchester
- Analysis skills
- Leadership
- Communication skills
- Annual leave
- Flexible schedule
Quick apply
Mortgage Underwriter
Evolution Money —Manchester
- £32,548 a year
- Full-time
- Hybrid work
- Microsoft Office
- Communication skills
- Annual leave
Quick apply
9d
New Business Property and Casualty Underwriter
Zurich Insurance —Manchester
- Full-time
- Hybrid work
- Microsoft Office
- Negotiation
- Flexible schedule
Senior Cargo & Freight Underwriter
Munich Re Specialty - Global Markets —Manchester
- Full-time
- Hybrid work
- Customer service
- Communication skills
- School
- Annual leave
- Employee assistance programme
Underwriting & Governance Analyst
Markel International Services Ltd —Manchester
- Hybrid work
- Analysis skills
- Mentoring
- AI
- Annual leave
- Flexible schedule
Quick apply
Senior Corporate Underwriter
Together —Cheadle
- Full-time
Quick apply
Senior Development Underwriter - Mid-Market Retail Insurance - North West
Zurich Insurance —Manchester
- Full-time
- Business development
- Analysis skills
- Mentoring
- Flexible schedule

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High Net Worth Underwriter - Part Time

Together -
Cheadle

Quick apply

Job details

Full-time
£300,000 a year
7 days ago

Benefits

Company pension
Private medical insurance

Qualifications

Underwriting
Tax experience

Full job description

Company Description

Benefits of working at Together

26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
Free access to company holiday homes
Buy & sell holidays
Discretionary annual bonus plus an additional Shared Reward Bonus
Matched pension contribution
Health cash plan plus Private medical insurance
Life assurance and Critical illness cover
Travel season ticket loans and Ride to work scheme
Free local gym access
Local bar / restaurant discounts

–––––––––––––

Company Description

We’re Together. For over 50 years, we’ve helped thousands of people, businesses and professionals unlock their property ambitions with our common-sense approach to mortgages and secured loans.

We take the time to understand our customers and our door is always open, so we can often help when other lenders can’t or won’t. Based in Cheadle, Cheshire, our 900 colleagues help our customers throughout the UK, backed by the power of a £7 billion loan book.

Job Description

As a High Net Worth Underwriter, we are looking for someone who is capable of unpicking complex financial webs to prove a customer can afford their debt. Allowing you to accurately underwrite, mandate and complete mortgage and secured loan applications for High Net Worth individuals as part of our Premier Service. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage customer and broker relationships whilst delivering a seamless level of service to increase future business.

As a High Net Worth Underwriter, we are looking for someone to:

Interpret full statutory accounts (Ltd/LLP), specifically tracking how money moves between entities via dividends, director loans, and management charges
Reconstruct net income from diverse streams (trading profits, vesting, and carried interest) and assessing its long-term sustainability through multi-year trend analysis and stress testing
Have working knowledge of UK personal and corporate tax (S455, SA302s, and dividend vs. salary) to understand how tax planning impacts actual cash flow
Be familiar with trusts, holding companies, and offshore vehicles is essential to identify who truly controls the wealth and the feasibility of repatriating funds
Navigate FCA MCOB rules regarding HNW exemptions and modified affordability
Be able to accurately triage clients against HNW definitions (£300k+ income / £3m+ net assets) and distinguish between income-based underwriting and Asset-Based Lending (ABL)
Understand how various assets (from private equity to fine art) generate liquidity or future "exit events
Be able to justify policy exceptions and identify "early warning signals" within a client’s portfolio, such as concentration risk or high leverage

Qualifications

Essential

Exposure to HNW/Private Banking underwriting or specialist lending with modified affordability
Familiarity with KYC/AML/PEP nuances for HNW (complex ownership, source of wealth/source of funds checks)
Demonstrable track record assessing dividend/loan account income and reading statutory accounts
Commercial pragmatism with control: balances risk with customer outcome; knows when to say no but starts with a desire to see how we can structure a deal within appetite
Can‑do, hands‑on. Willing to “roll sleeves up” in a fast‑paced, entrepreneurial environment
Communicates clearly and confidently, adapting style for brokers, valuers, solicitors, senior colleagues and HNW customers

Desirable

Cases with cross‑border income/assets and FX conversion to GBP
Experience interacting with accountants/tax advisers and challenging assumptions

If you feel you have some of the skills mentioned above, but not all, please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.

Additional Information

–––––––––––––

Together embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

If you feel you'd benefit from any support or reasonable adjustments during any stage of the recruitment process, please don’t hesitate to let us know when completing your application. This information will be picked up by our team, so we can try and put steps in place to help you be at your best through this process.

Click here for more information on our Recruitment Process

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

#TMHP

Quick apply

Refine Your Search

underwriters & credit analysts jobs in prestwich, gtm

High Net Worth Underwriter - Part Time

Customer Underwriting Advisor

High Net Worth Underwriter

Dealer Credit Specialist

Graduate Underwriter

Financial Services Dealer Agent

Underwriter Support

Underwriter - Motor Fleet

Associate Director | Credit - Trading Business

Multinational Trading Underwriter

Property & Casualty Underwriter: Existing Business

Analyst

Senior Underwriter (PI & D&O) – Direct & Digital Trading

Technical Underwriter - Care

Mortgage Underwriter

New Business Property and Casualty Underwriter

Senior Cargo & Freight Underwriter

Underwriting & Governance Analyst

Senior Corporate Underwriter

Senior Development Underwriter - Mid-Market Retail Insurance - North West

I want to receive the latest job alerts for underwriters & credit analysts in prestwich, gtm

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