About Cela Remit
Cela Remit Limited (Company No. 11484124) is a UK fintech company authorised by the Financial Conduct Authority as a Payment Services provider (FRN: 837505) and registered with HMRC as a Money Service Business. From our head office in Harlow, Essex, we operate a secure international money transfer platform serving customers across the UK and beyond, with a particular focus on fast, safe and affordable remittances to Africa. Our mobile first platform offers international transfers, multi-currency payments, digital wallets, virtual cards and financial management tools.
As we scale our platform and customer base, we are investing in our in-house engineering capability to build secure, resilient and innovative payment technology.
The role
We are looking for a talented Software Engineer to design, develop, test and maintain the software applications that power our payment and remittance platform. You will work across the full development lifecycle; from requirements analysis and system design through coding, testing, deployment and ongoing maintenance to help us deliver secure, reliable and user-friendly financial products.
Key responsibilities
- Design, write, test and document high-quality, secure code for our web and mobile payment applications and supporting back-end services.
- Develop and maintain APIs and integrations with payment networks, banking partners, KYC/AML screening providers and third-party services.
- Analyse business and user requirements and translate them into technical specifications and working software.
- Investigate, diagnose and resolve software defects and production issues, ensuring high platform availability.
- Implement automated testing (unit, integration and end-to-end) and participate in code reviews to maintain engineering standards.
- Build software that complies with financial services security and regulatory requirements, including data protection (UK GDPR), PSD2/Payment Services Regulations and PCI DSS principles.
- Collaborate with product, compliance and operations teams in an agile development environment, contributing to sprint planning, estimation and retrospectives.
- Maintain clear technical documentation and contribute to the continuous improvement of our development processes and tooling.
Essential requirements
- Bachelor's degree (or equivalent RQF Level 6) in Computer Science, Software Engineering or a related discipline, OR demonstrable equivalent professional experience in software development.
- Proven commercial experience designing, developing and maintaining production software applications.
- Strong proficiency in one or more modern programming languages (e.g. JavaScript/TypeScript, Python, Java, Kotlin, Swift or C#) and associated frameworks.
- Solid understanding of RESTful API design, relational and NoSQL databases, and version control (Git).
- Experience writing automated tests and working within CI/CD pipelines.
- Sound grasp of secure coding practices and handling of sensitive data.
- Strong problem-solving skills, attention to detail and the ability to communicate technical concepts clearly.
- Right to work in the UK, or eligibility for sponsorship under the UK Skilled Worker route.
Desirable
- Experience in fintech, payments, remittances, banking or another regulated environment.
- Familiarity with mobile app development (Android/iOS) or cross-platform frameworks (e.g. React Native, Flutter).
- Exposure to cloud platforms (AWS, Azure or GCP) and containerised deployments (Docker, Kubernetes).
- Understanding of AML/KYC workflows, fraud prevention or transaction monitoring systems.
What we offer
- Competitive salary of £38,290 - £54,700 per year, depending on skills and experience.
- Hybrid working between our Harlow office and home.
- 25 days' annual leave plus UK bank holidays.
- Workplace pension scheme.
- Genuine opportunity to shape the technology of a growing, FCA-authorised fintech.
- Training and professional development support.
Visa sponsorship
Cela Remit Limited is committed to supporting sponsorship under the UK Skilled Worker route for suitably qualified candidates, subject to Home Office requirements. The salary offered will meet or exceed the applicable Home Office threshold for this occupation.
Equal opportunities
Cela Remit Limited is an equal opportunities employer. We welcome applications from all suitably qualified candidates regardless of age, disability, gender reassignment, marriage and civil partnership, pregnancy and maternity, race, religion or belief, sex or sexual orientation. All appointments are made on merit.
How to apply
Please apply via Indeed with your CV and a short cover letter explaining how you meet the essential requirements. Shortlisted candidates will be invited to an interview (which may include a technical assessment). Applicants must be able to evidence their qualifications and experience. Successful candidates will be subject to right-to-work checks and, where relevant, references and background screening appropriate to a regulated financial services business.
Pay: £38,290.00-£54,700.00 per year
Benefits:
- Company pension
- Employee mentoring programme
- Free parking
- Health & wellbeing programme
- On-site parking
- UK visa sponsorship
Ability to commute/relocate:
- Harlow CM20 1YS: reliably commute or plan to relocate before starting work (required)
Education:
Experience:
- fintech, payments, remittances: 2 years (required)
Willingness to travel:
Work Location: Hybrid remote in Harlow CM20 1YS
