Self-Employed Mortgage and Protection Adviser
OTE: £60-100k+
Working Arrangements: Hybrid
About Our Client
Our client is an independent mortgage and protection advisory firm that offers whole-of-market advice to individuals and families across the UK. It supports clients through every stage of the homeownership journey, from first-time purchases to remortgaging and buy-to-let, alongside tailored insurance solutions. The business is known for delivering clear, personalised guidance and maintaining a highly supportive, client-first approach throughout what can often be a complex process.
What sets the company apart is its strong commitment to ethical and responsible finance. Alongside securing competitive products, it helps clients make more informed choices by considering the wider environmental and social impact of lenders. Sustainability and transparency are embedded into its operations, with initiatives such as charitable giving, carbon offsetting, and a focus on responsible business practices forming part of its core identity. The firm is a certified B Corp, demonstrating that it meets high standards of social and environmental performance, accountability, and transparency.
Despite being a small, close-knit team, the firm has built an excellent reputation for service quality, communication, and trust. It combines professional expertise with a purpose-driven ethos, appealing to clients who value both strong financial outcomes and a business that operates with integrity.
Salary & Benefits:
- Mortgage commission splits:
- 50/50 on company-provided leads
- 75/25 (Standard) or up to 85/15 (Franchise model) on self-generated business
- Returning clients treated as self-generated business
- Commitment to an exceptional work culture built on transparency, fairness, and doing things the right way
- Firm backed by B Corp & FairTax certifications, plus strong Google & Glassdoor reviews
- Ideal environment for advisers who genuinely care about doing the right thing for clients
- Highly competitive remuneration package with excellent commission splits, provider rates, and partnership opportunities
- Leads are provided, but this is a proactive role where advisers are expected to generate a portion of their own business
- Flexible working model designed to support both performance and work–life balance
- Outstanding earning potential (while valuing purpose over purely financial motivation)
- Exceptional, end-to-end admin support that goes above and beyond industry standards
- High-quality marketing support from a leading industry expert
- Company achieving over 50% annual turnover growth
- Supportive, collaborative team culture with a strong focus on flexibility and understanding
Working Arrangements:
- Self-employed advisers have flexibility in their working hours, including evenings and weekends, to accommodate client availability
- Hybrid working approach, initial office presence required for onboarding and integration, with flexibility to move towards a fully remote setup over time
Desired Experience:
- Excellent communication and organisational skills
- Proactive, driven, and client-focused, with the ability to manage multiple responsibilities
- Minimum 18 months’ experience as a mortgage adviser
- CAS – Competent Adviser Status
- Fully CeMAP qualified or equivalent
- Excellent communication and customer service skills
- Proactive, organised, and commercially aware
Responsibilities & Duties:
- Advise clients on mortgages and protection products
- Manage cases from enquiry through to completion
- Work with company-provided and self-generated leads
- Liaise with lenders, insurers, and clients to ensure smooth case progression (supported by admin team)
- Ensure all advice is compliant with FCA regulations
- Keep up to date with mortgage products, regulations, and market trends
- Maintain strong client and introducer relationships
By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.
Job Types: Full-time, Permanent
Pay: £60,000.00-£100,000.00 per year
Experience:
- Mortgage Advise : 1 year (required)
Licence/Certification:
- Competent Adviser Status (CAS) (required)
Work Location: Hybrid remote in Bristol BS1 6NL
