About Allica Bank
Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech.
Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.
Department Description
Operations in banking like in every other firm is established to carry out all the day-to-day transactions of the business. The Operations function within Allica has wide-ranging responsibilities supporting the customers of all product lines (Commercial Mortgages, Asset Finance, Deposits and Payment Account with aligned card activity), alongside our own internal stakeholders. We are particularly focused on the following, ensuring that the bank adheres to all relevant Regulatory requirements and our own internal policies and procedures at all times:
- Slick digital account opening, and in life servicing.
- Customer contact via telephony, email and in-app communications.
- Payment and reconciliation activity.
- Treasury operations.
- Customer due diligence through Know Your Customer, Know Your Business.
- Lending pipeline management.
- Quality assurance and control.
- Issue resolution.
- Effective record keeping and data management.
- Support of all change initiatives.
Role Description
The Lending Servicing Officer plays a key role in the effective management of live loans, undertaking all relevant post-completion requirements relating to all Allica Lending products. Including, for example, Land Registry checks, redemptions, security releases, lease reviews, product switches, overpayments and owning all post-completion information gathering.
If think you can deliver operational excellence, with strong organisational and leadership skills then this role could be for you.
Principal Accountabilities
Personal Attributes & Experience
Strong customer service ethic: Experience of delivering a high standard of customer experience in a fast-paced environment.
- Education to A level standard or equivalent.
- Excellent analytical and problem-solving skills developed from a Commercial Mortgage based background.
- A generic knowledge of the commercial environment and lending pipeline management.
• A good level of financial and commercial awareness. • A good understanding of Conduct and Treating Customers Fairly requirements relevant to Credit Operations.
Excellent oral and written communication skills, providing outstanding customer service.
Strong relationship management skills as the role works closely with a number of internal and external stakeholders.
Excellent organisational and IT skills.
Working at Allica Bank
At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.
Our employees are at the heart of everything we do, so our benefits are designed with you in mind:
Full onboarding support and continued development opportunities
Options for flexible working
Regular social activities
Pension contributions
Discretionary bonus scheme
Private health cover
Life assurance
Family friendly policies including enhanced Maternity & Paternity leave
Don’t tick every box?
Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!
Flexible working
We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.
Diversity
We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.
