Job Title: Mortgage Paraplanner/ Trainee Mortgage Adviser
Location: Hertford / Hybrid Working (3 days office / 2 days home)
Basic Salary: up to £35,000 Basic Salary (DOE) + £3,000 Bonus
Please Note: We ask that only candidates who meet the skills and experience outlined in this advert apply. Applications that do not meet these criteria will not be considered.
Our client is a well-established, directly authorised financial services firm providing expert advice and tailored financial solutions to a wide range of clients. Specialising in mortgages and protection, the firm prides itself on professionalism, client satisfaction, and delivering a highly personalised service.
Due to continued growth, the business is looking to appoint a Mortgage Paraplanner/ Trainee Mortgage Adviser to support its team of experienced advisers and help deliver an exceptional client experience.
This is a key role within a small, collaborative team, offering genuine long-term career progression. The company provides full study support with funded qualifications, and there is also the potential opportunity to gain a share in the business in the future. The role would suit an experienced mortgage administrator looking to develop into a Mortgage Adviser, as the director is looking to take a step back and pass over his clients.
Salary & Benefits:
- £27,000 – £35,000 basic salary (depending on experience)
- £3,000 annual bonus
- Full study support with qualifications funded by the business
- Clear career progression into mortgage advising
- Hybrid working – 3 days in the office / 2 days from home
- Flexible working arrangements
- Early Friday finish (4pm)
- 24 days holiday + bank holidays
- Supportive and collaborative working environment
- Long-term opportunity to gain a share in the business
Key Responsibilities:
Mortgage Administration
- Manage mortgage applications from initial enquiry through to offer and completion
- Liaise with lenders, clients, solicitors and estate agents to progress cases efficiently
- Submit mortgage applications via lender portals and sourcing systems
- Track and chase outstanding documents, valuations and legal enquiries
- Maintain accurate case records using CRM/back-office systems
- Issue key documentation including mortgage illustrations and ESIS
- Provide regular updates to clients and advisers throughout the application process
- Ensure client files remain compliant with FCA regulations and internal procedures
Paraplanning Support
- Conduct whole-of-market mortgage and protection research
- Prepare suitability reports and recommendation letters for adviser approval
- Analyse client financial information including income, expenditure and credit profile
- Assist advisers with client meeting preparation and review documentation
- Research lender criteria and affordability to identify suitable products
- Support protection recommendations including life cover, critical illness and income protection
Key Requirements:
Essential
- At least 2 years’ experience within mortgage administration or paraplanning
- Strong knowledge of the UK residential mortgage market
- Understanding of FCA regulations and mortgage compliance
- Excellent attention to detail and organisational skills
- Strong communication skills with the ability to liaise with clients and lenders
- Experience using mortgage sourcing systems or CRM platforms
Desirable
- Experience preparing mortgage suitability reports
- Knowledge of protection products
- Experience with systems such as Mortgage Brain, Intelliflo or Twenty7Tec
- Experience with buy-to-let or complex income cases
By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.
Job Types: Full-time, Permanent
Pay: £27,000.00-£35,000.00 per year
Benefits:
- Company pension
- Flexitime
- On-site parking
- Work from home
Experience:
- Mortgage : 2 years (required)
Work Location: Hybrid remote in Hertford SG14 1PB
