Mortgage and Protection Adviser
Salary: Up to £40,000 Basic, OTE £70-£90k
Location: Cheam
Working Arrangements: Hybrid
About our Client
Our client is a well-established, multi-award-winning mortgage and financial advice firm with over 20 years’ experience, supporting clients across Surrey and the UK. Founded by an industry-recognised adviser, the business is known for its bespoke, long-term approach to mortgage advice, focusing on securing the most suitable and cost-effective solutions throughout a client’s lifetime. They advise across a wide range of cases including first-time buyers, home movers, remortgages, buy-to-let, later-life lending, complex income and self-employed clients, as well as bridging, commercial and development finance via a specialist arm.
Working with 90+ lenders, the firm manages the full mortgage journey end-to-end, supported by a strong admin team. The culture is client-first, relationship-driven and people-focused, with a collaborative working environment, strong retention, flexible working, and a clear commitment to staff development and wellbeing.
Salary & Benefits:
- Basic Salary: £30,000 - £40,000
- On-Target Earnings (OTE): £70k-£90k
- Commission structure up to 25% on monthly bankings. Commission structure can be adjusted to higher percentage for own self-generated business.
- High volume of quality leads provided
- Dedicated qualifiers feeding advisers daily
- Strong post-application admin support
- Hybrid working
Working Hours:
- Standard hours of Monday to Friday, 9am–5:30pm
- Hybrid working of 3 days in the office and two working from home
- No weekend working required, however flexibility is expected to meet client needs
Desired Experience:
- Minimum of 12 months’ experience as a mortgage adviser ideally in a fast-paced environment
- Excellent communication and organisational skills
- Driven and highly motivated individual with a strong work ethic, a positive attitude, and a proven ability to upsell effectively
- Excellent customer service skills
- Fully CeMAP qualified or equivalent
Responsibilities & Duties:
- Handle new leads by phone and conduct initial fact-finding calls with clients
- Clearly explain options in line with FCA regulations and provide tailored advice
- Research the market to recommend the most suitable products
- Guide clients through the process from recommendation to application, ensuring documents and compliance checks are completed
- Prepare and send suitability letters and submit mortgage applications promptly
- Maintain regular contact with clients to support them throughout the process
By applying for this position, you agree for your data to be stored by Swarm Recruitment until notice is given by you for it to be removed. Your data will only be used for the purposes intended. Our Data Protection Policy will be forwarded to you if requested.
Job Types: Full-time, Permanent
Pay: £30,000.00-£40,000.00 per year
Benefits:
Work Location: In person
