Senior analyst Work, Jobs in Nailsea, Som (with Salaries)

Senior Credit Analyst
Monzo —Cardiff
- £76,500 - £108,100 a year
- Remote
- Analysis skills
- School
- Analytics
- Work from home
- Flexible schedule
3d
Senior Business Analyst
Maritime and Coastguard Agency —Cardiff
- £44,241 a year
- Part-time
- Hybrid work
- Presentation skills
- Travel
- Agile
- Annual leave
- Employee assistance programme
4d
Financial Analyst - Senior
Cummins Inc. —Cwmbran
- Budgeting
- Accounting
Data, AI & Emerging Technology Risk Senior Analyst
LegalAndGeneral —Cardiff
- Full-time
- Hybrid work
- Analysis skills
- Presentation skills
- Financial services
- Employee discount
Quick apply
4d
Government Finance Analyst - Submarines
Rolls-Royce —Bristol
- Full-time
- Hybrid work
- Microsoft Powerpoint
- Continuous improvement
- Travel
- Annual leave
- Employee assistance programme
8d
Team Lead, Pensions Systems Analyst
Gallagher Benefit Services —Bristol
- Full-time
- Remote
- Microsoft Word
- Analysis skills
- Communication skills
Data Analyst - OpEx (Contract role)
Oxford Instruments plc —Bristol
- Monday to Friday
- Microsoft Powerpoint
- Microsoft Word
- Continuous improvement
- Work from home
3d
Cyber Threat Intelligence Analyst
Lloyds Banking Group —Bristol
- £48,987 - £54,430 a year
- Full-time
- Hybrid work
- Analysis skills
- APIs
- Analytics
13h
Director of Product & Merchandising
Vivobarefoot —Bristol
- Hybrid work
- Merchandising
- Leadership
Information Security Analyst - Vulnerability Management
Starling —Cardiff
- Full-time
- Hybrid work
- Management
- Java
- AWS
- Annual leave
- Employee discount
Quick apply
Data Integration Lead
PACT Solutions —Bristol
- £65,000 - £90,000 a year
- Full-time
- Hybrid work
- Azure
- Travel
- Mentoring
Quick apply
2d
Senior Consultant - Manager, AI Engineer, AI Scaling and Transformation, Engineering, AI & Data, Technology & Transformation
Deloitte —Bristol
- Hybrid work
- Computer Science
- Engineering
- Mentoring
Project Director - Controls Analytics
AECOM —Bristol
- Full-time
- Hybrid work
- Engineering
- Business development
- Leadership
Data Science Lead - 12 month FTC
Unite Students —Bristol
- SQL
- Machine learning
- Mentoring
- Annual leave
- Employee assistance programme
Senior Data Analyst
OFGEM —Cardiff
- £52,397 - £62,699 a year
- Full-time
- Hybrid work
- Analysis skills
- Presentation skills
- Agile
- Annual leave
- Flexible schedule
9h
Senior Data Quality Analyst
OFGEM —Cardiff
- £52,397 - £62,699 a year
- Full-time
- Hybrid work
- Presentation skills
- Leadership
- Communication skills
- Annual leave
- Flexible schedule
9h
Senior Service Desk Analyst
SmartSearch —Cardiff
- Full-time
- Hybrid work
- Customer service
- Computer networking
- IT
- Employee assistance programme
Quick apply
Senior Statistical Analyst
Research England —Bristol
- £46,743 a year
- Full-time
- Analysis skills
- Presentation skills
- No degree
- Annual leave
- Employee assistance programme
Senior Statistical Officer
Government Statistical Service —Newport
- £43,644 a year
- Part-time
- Hybrid work
- Doctoral degree
- Master's degree
- Analysis skills
10d
Senior Analyst - Data Enrichment
Somerset Bridge Group —Cribbs Causeway
- £68,000 - £75,000 a year
- Full-time
- Hybrid work
- SQL
- Communication skills
- Python
- Annual leave
- Referral programme
Quick apply

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Senior Credit Analyst

Monzo -
Cardiff

Apply Now

Job details

£76,500 - £108,100 a year
3 days ago

Benefits

Work from home
Flexible schedule

Qualifications

Financial modelling
Stakeholder collaboration
Conduct risk analysis
Credit risk evaluation (Risk analysis)
Analysis skills
Multidisciplinary collaboration
Risk and credit experience
Underwriting risk analysis
Analytics

Full job description

We're on a mission to make money work for everyone.

We're waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We're not about selling products - we want to solve problems and change lives through Monzo ❤️

London, Cardiff or Remote (UK) | £76,500 to £108,100 + Incentive Awards tied to your performance + Benefits | Data Team, Borrowing

Our team

Our Borrowing business is growing rapidly across both existing products and a range of new initiatives. From credit cards and loans to emerging lending products, we're building solutions that give customers greater control, transparency, and flexibility in how they manage their finances.

If you're interested in using data to understand lending performance, improve decision-making, and support the development of credit strategies, this role offers the opportunity to work on meaningful problems with clear business impact.

This is a high-impact, cross-functional environment where you'll work closely with Product, Engineering, Data Science, Finance, and Risk & Control to drive sustainable, profitable, and responsible growth across our lending portfolio.

You'll operate at the intersection of credit risk, commercial performance, and customer experience, helping ensure Monzo's borrowing products remain competitive, scalable, and aligned with strong customer outcomes.

You'll play a key role by...

As a Senior Credit Analyst, you'll play a critical role in shaping Monzo's credit strategy across credit card products. Your responsibilities will include:

Design and refine credit underwriting and limit strategies to optimise risk and growth
Analyse portfolio performance (arrears, utilisation, revenue, losses, vintage curves) and identify actionable insights
Build and interpret NPV and profitability models to inform strategic decisions
Develop segmentation frameworks to identify revenue and risk pressure points
Lead analytical deep-dives into portfolio trends and emerging risks
Partner with Product and Engineering teams to design and test new features and strategy changes
Evaluate the commercial and customer impact of pricing, eligibility, and limit decisions
Present clear, structured recommendations to senior stakeholders
Support regulatory and governance requirements, ensuring strategies align with policy and risk appetite

How we work:

Our main tech hub is in London, but our data teams are based all over the UK — from Brighton to the Western Isles.

We love meeting in person, but there's no pressure to come into the office, even if you're nearby. You'll do your best work where you feel most comfortable.

We value flexibility, connection, and wellbeing. You'll have the freedom to work in a way that fits your life, whether that's school drop-offs, avoiding rush hour, or making time for what matters most.

Work the way that works for you at Monzo!

We'd love to hear from you if…

You have experience in unsecured lending, ideally within credit cards
A strong understanding of credit card economics (APR, utilisation, interchange, revolving behaviour, cost of funds, losses). Experience of modelling rewards cards is a plus.
Experience building or influencing credit strategies (e.g. underwriting, limit management, pricing)
Strong analytical and data capabilities, backed up by technical coding skills. SQL is a must-have, Python and Looker experience is a plus
Experience working with NPV models, profitability analysis, and portfolio forecasting
Confidence communicating complex analysis clearly to non-technical stakeholders
Experience collaborating cross-functionally in a fast-paced environment
An interest in balancing risk, growth, and customer outcomes

We're on the look out for L40 Senior Credit Analysts at the moment, you can read more in our Data Progression Framework

The application journey has 3 key steps

Recruiter call

Initial call

Final stage (x3 interviews) consisting of a case study, role specific interview and collaboration interview

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible! We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

What's in it for you

£76,500 to £108,100 + Incentive Awards tied to your performance + Benefits

✈️ We can help you relocate to the UK

✅ We can sponsor visas

This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

Learning budget of £1,000 a year for books, training courses and conferences

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! Read our full list of benefits.

#LI-JH1 #LI-Remote

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we're making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we're embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We're an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage

Apply Now

Refine Your Search

senior analyst jobs in nailsea, som

Senior Credit Analyst

Senior Business Analyst

Financial Analyst - Senior

Data, AI & Emerging Technology Risk Senior Analyst

Government Finance Analyst - Submarines

Team Lead, Pensions Systems Analyst

Data Analyst - OpEx (Contract role)

Cyber Threat Intelligence Analyst

Director of Product & Merchandising

Information Security Analyst - Vulnerability Management

Data Integration Lead

Senior Consultant - Manager, AI Engineer, AI Scaling and Transformation, Engineering, AI & Data, Technology & Transformation

Project Director - Controls Analytics

Data Science Lead - 12 month FTC

Senior Data Analyst

Senior Data Quality Analyst

Senior Service Desk Analyst

Senior Statistical Analyst

Senior Statistical Officer

Senior Analyst - Data Enrichment

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