Credit Risk Manager
Location: Huntingdon, Cambridgeshire
Contract: Permanent, Full‑Time
Salary: £40K depending on experience
About Fleet Assist
Fleet Assist are the UK’s leading supply chain management specialist of service, maintenance and repair services to the fleet industry. We are also a rapidly growing provider of rental vehicles for our customers and due to our expansion have a requirement for a full time Credit Manager reporting to the CFO.
What You Will Do
As our Credit manager, your responsibilities will include:
Customer Onboarding and management
- Review and approve new customer applications, ensuring all required documentation is complete.
- Calculate and assign appropriate credit limits based on risk assessment and business criteria.
- Drive continuous improvement of the onboarding process and credit‑limit methodology.
- Conduct regular reviews of existing credit lines and payment behaviour.
- Identify early‑warning indicators and make recommendations for adjustments to major credit limits.
- Prepare weekly reports for the Directors, including key credit insights and risk commentary.
Debt Management & other Support
- Perform frequent reviews of aged debtors, supporting recovery efforts where required.
- Provide recommendations to Directors regarding potential vehicle collection or account escalation.
- Oversee and authorise the defleet process, ensuring accurate billing and timely collection.
- Support finance projects and process improvements as needed.
Skills & Experience Required
Essential
- Proven experience in credit management.
- Strong Excel skills (lookups, pivots, data analysis).
- Excellent communication skills and confidence interacting with customers and senior stakeholders.
- A hands‑on, proactive approach with willingness to support wider team activity.
Desirable
- Accounting or Finance qualification such as ACCA, or currently studying towards one.
- Experience with Power BI or other reporting/analytics tools.
- Understanding of IFRS 9 provisioning and credit‑risk framework.
What’s in it for me?
We understand the importance of providing our valued members with perks that enhance your overall experience and well-being.
We're pleased to unveil the array of benefits awaiting you as a member of our community. From comprehensive healthcare coverage to development opportunities, we're committed to ensuring your satisfaction and success.
Explore the benefits below and discover how our program can make a positive impact on your life. You will also continue to learn new skills and processes in time and we support the adaptation of the role to suit you.
Investing in your Health: Vitality Healthcare Insurance
Fleet Assist are passionate about the wellbeing of our staff and as such offer a comprehensive benefits package including access to Private Healthcare, gym discounts and more. This will be available to all staff following completion of the 3-month probation period upon joining.
Death in Service Insurance: Ensuring Financial Security for Loved Ones
At Fleet Assist we understand the importance of safeguarding the well-being of our employees and their families, even in unforeseen circumstances. That's why we are proud to offer Death in Service insurance as a fundamental component of our benefits package.
Enhance your Work-Life Balance with Extended Annual Leave
At Fleet Assist we recognise the significance of rejuvenation and quality time spent away from the workplace. We understand that you may want to extend your annual leave to recharge, embark on adventures, or simply enjoy precious moments with loved ones.
That's why we're pleased to offer you the opportunity to increase your annual leave allowance through our Annual Leave Purchase Scheme. Whether you're planning a special trip or seeking more leisure time, you can opt into this scheme for the upcoming holiday year from October.
Investing in Your Growth: Training and Progression Opportunities
At Fleet Assist we are dedicated to fostering a culture of continuous improvement and development across all departments. Through planning and dedication, we are developing a range of competencies tailored to each department, empowering our staff to advance within their roles and reap the rewards of their increased skill sets.
Furthermore, we firmly believe in nurturing talent from within Fleet Assist, offering support to individuals seeking to pursue their desired career paths where we can.
Creating a Welcoming Workplace Atmosphere
Fostering a warm and inviting working environment isn't just a goal; it's a cornerstone of Fleet Assist’s values. We take immense pride in our commitment to the well-being and happiness of our staff members, ensuring that every individual feels valued and supported.
Our dedication to cultivating a friendly atmosphere extends beyond mere words—it's ingrained in our daily practices and interactions. From management to colleagues, everyone plays a pivotal role in nurturing a culture of respect, collaboration, and positivity.
We believe that when individuals feel comfortable and appreciated in their workplace, they thrive both personally and professionally. We want all our staff to feel happy to share their contributions.
STRIVE AWARDS
Our Values are:
Service
Trust
Relationship
Integrity
Value
Excellence
Every quarter, we recognise our outstanding staff members who have demonstrated exceptional dedication and commitment and been nominated for a STRIVE Award. As a token of appreciation, we provide these individuals with vouchers as a reward for their hard work and contributions.
Equal Opportunities, Diversity and Inclusion
Fleet Assist is fully committed to promoting equal opportunities, diversity, and inclusion in employment. It recognises that individuals and groups can be unfairly discriminated against and acknowledges its responsibilities to eliminate discrimination, both direct and indirect.
Job Types: Full-time, Permanent
Pay: £40,000.00 per year
Benefits:
- Additional leave
- Casual dress
- Company events
- Company pension
- Free flu jabs
- Free parking
- Health & wellbeing programme
- Life insurance
- On-site parking
- Private medical insurance
Ability to commute/relocate:
- Huntingdon PE29 6XU: reliably commute or plan to relocate before starting work (required)
Application question(s):
- Do you have proven experience in credit management?
Work Location: In person
