Senior credit manager Work, Jobs in Birmingham (with Salaries)

Credit Portfolio Manager
OSB Group —Wolverhampton
- £60,000 - £70,000 a year
- Full-time
- Analysis skills
- Travel
- Communication skills
- Annual leave
Credit Control Supervisor
Civica —Birmingham
- Full-time
- Hybrid work
- Microsoft Excel
- Leadership
- Communication skills
- Annual leave
- Referral programme
Quick apply
13d
Fraud Professional - Senior
BNP Paribas —Solihull
- Full-time
- Hybrid work
- Financial services
- Employee discount
Account Manager (Motor Finance Brokers - South)
Tandem Bank —Birmingham
- £47,500 - £55,000 a year
- Monday to Friday
- Remote
- Organisational skills
- Time management
- Annual leave
- Employee discount
Quick apply
Credit Officer - Mid Markets
Lloyds Banking Group —Birmingham
- £67,023 - £74,470 a year
- Full-time
- Hybrid work
- Communication skills
3d
Innovation and Legal Technology Senior Manager
Trowers & Hamlins —Birmingham
- Full-time
- Hybrid work
- AI
- Leadership
Quick apply
Investment Risk Manager
AOM Investment and Asset Advisory —Birmingham
- £55,000 - £70,000 a year
- Full-time
- Microsoft Excel
- Analysis skills
- Bachelor's degree
- Sick pay
Quick apply
5d
Product Manager - Credit Risk
Sidetrade —Birmingham
- Full-time
- Hybrid work
- Oracle
- English
- Analysis skills
- Annual leave
- Life insurance
Quick apply
Portfolio Manager - Private Credit
LGPS Central —Monmore Green
- Full-time
- Hybrid work
- Analysis skills
- No degree
- Communication skills
- Annual leave
- Employee assistance programme
Quick apply
Motor Finance Account Manager (Dealers - Birmingham and South West)
Tandem Bank —Birmingham
- £47,500 - £55,000 a year
- Monday to Friday
- Remote
- Organisational skills
- Time management
- Annual leave
- Employee discount
Quick apply
Event Operations Manager
Lemoncake Events —Lichfield
- From £45,000 a year
- Overtime
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Free parking
- Health & wellbeing programme
Quick apply
2h
Business Development Manager (Digital Forensics)
CCL Solutions Group Ltd —Stratford-upon-Avon
- Full-time
- Hybrid work
- CRM software
- Sales
- Business development
- Health & wellbeing programme
- Work from home
Quick apply
Senior Manager - Alternative Funds Tax (Private Equity)
KPMG —Birmingham
- Full-time
- Hybrid work
- Management
- Business development
- Leadership
12d
Manager - Syndicated Lending
Coventry Building Society —Coventry
- £57,370 a year
- Full-time
- Management
- Travel
- Communication skills
4d
Manager - Syndicated Lending
The Co-operative Bank —Coventry
- £41,720 - £57,370 a year
- Full-time
- Management
- Travel
- Communication skills
3d
Finance Manager
Epwin Group PLC —Tamworth
- Full-time
- Microsoft Excel
- Management
- Computer literacy
Quick apply
Investment Oversight Manager
LGPS Central —Monmore Green
- Full-time
- Hybrid work
- Microsoft Powerpoint
- Microsoft Excel
- Analysis skills
- Annual leave
- Employee assistance programme
Quick apply
Head of Systems Improvement
Automoney Trust Limited —Redditch
- £50,000 - £70,000 a year
- Full-time
- Management
- Maths
- Project management
- Life insurance
Quick apply
3h
Customer Insight Manager
BNP Paribas —Solihull
- Full-time
- Hybrid work
- SQL
- Presentation skills
- Python
- Employee discount
- Life insurance
Senior Manager - Innovation Reliefs and Incentives - Financial Services
KPMG —Birmingham
- Full-time
- No experience needed
- Project management
- Accounting

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Credit Portfolio Manager

OSB Group -
Wolverhampton

Apply Now

Job details

Full-time
£60,000 - £70,000 a year

Benefits

Annual leave

Qualifications

Analysis skills
Communication skills

Full job description

About the team:

We’re looking for a Credit Portfolio Manager to join our Credit Risk function, focusing on our Non Residential lending lines. Reporting directly to the Group Head of Credit Risk, you’ll be part of a small, specialist team responsible for maintaining strong oversight of credit risk across the Commercial, Development Finance, Bridging and Asset Finance portfolios.

You’ll work closely with colleagues in OSBI to source and shape the data and MI needed for effective portfolio oversight, acting as a key leader in developing credit‑risk capability and strengthening analytical skills across the team. As our specialist lending portfolios continue to grow and transformation progresses, you’ll play a central role in enhancing insight, improving processes and supporting the evolution of our risk framework across these more specialist portfolios and higher value exposures.

You’ll actively collaborate with stakeholders across the business to help keep portfolio performance robust, providing clear reporting, constructive challenge and insight to teams across Credit Risk, Underwriting, Product, Finance and Strategy.

This role is based from our Wolverhampton office and there maybe occasional travel to London and the South of the UK.

What you will be doing?:

As Credit Portfolio Manager you’ll provide high‑quality quantitative and qualitative analysis, insight and challenge to ensure credit performance is well understood, monitored and managed in line with the Group’s risk appetite, lending strategy, policy framework and regulatory expectations. You’ll identify emerging risks, assess portfolio performance, contribute to credit governance, and regularly provide evidence‑based recommendations to senior management and the Group Credit Committee.

Your responsibilities will include:

Monitor portfolio performance across Commercial, Development Finance, Bridging, Asset Finance the Groups larger exposures, analysing key credit risk indicators and identifying emerging risks.
Deliver deep‑dive reviews into specific segments, products or cohorts to understand drivers of deterioration and emerging idiosyncratic and sectoral risks.
Support risk appetite and policy oversight by reviewing limits, informing lending criteria changes and escalating areas of concern.
Produce high‑quality reporting and commentary for senior management, risk committees and governance forums, ensuring clarity, accuracy and focus on material risks.
Engage and challenge stakeholders across Risk, Underwriting, Product, Legal and Modelling to ensure strong risk discipline and informed decision‑making.
Contribute to stress testing, scenario analysis and forecasting, assessing sensitivity to macroeconomic and credit risk drivers.
Support development of risk actions where performance deteriorates or emerging risks are identified.
Maintain strong governance through clear documentation, adherence to risk and data policies, and consistent application of credit risk standards.

What's in it for you?:

Base salary between £60,000 - £70,000 dependent upon experience
Enhanced family-focused benefits
Annual discretionary bonus opportunity
30 days annual leave + bank holidays

Please use this link to see the fantastic benefits available at OSB: OSB Careers

About us:

At OSB Group, we understand how much our people bring to our organisation, which is why we try our best to give back too! Our Purpose is to help our customers, colleagues and communities prosper and we are on a transformation journey to become ‘the bank of the future’.

Our commitment to professional development, flexible working, and employee well-being fosters a dynamic and supportive workplace.

Do you have the skills?:

We are looking for talented individuals who have the experience and knowledge set out below:

Strong commercial credit expertise across real‑estate‑backed lending (Commercial, Semi‑Commercial, Bridging, Development Finance, Asset Finance) and core credit risk drivers such as debt service, LTV, liquidity, arrears and loss performance.
Advanced analytical capability including Excel proficiency, trend identification and the ability to interpret and extrapolate portfolio data into practical recommendations.
Clear and influential communication with strong written and verbal skills, able to engage and challenge stakeholders constructively.
Robust risk and regulatory awareness including understanding of relevant frameworks and UK mortgage regulations (e.g., MCOB).
High attention to detail and sound judgement supporting effective decision‑making and strong credit‑risk discipline.

Next steps:

If this sounds like you, please apply now! For internal applications please visit the internal careers page to apply.

Still on the fence? Hear from our team or explore our process: OSB Careers

Shortlisted candidates will go through a personalised recruitment process, that is relevant and conversational – inclusive any individual reasonable support required. We want to bring out the best in you!

Diversity, Equity & Inclusion

Not sure if you meet the spec? Let us decide.

Research tells us that those from marginalised groups feel like they need to meet 100% of the criteria to apply. Here at OSB, we are committed to inclusivity and understand the value different experiences and perspectives can bring, so please don’t feel like you need to check every box to apply for a role internally.

We champion diversity at all levels, with Board-level Diversity Champions tracking our progress. We are proud to be signed up to the Women in Finance Charter to actively support the growth and development of senior women in our sector and are dedicated to treating all our employees and job applicants equally, opposed to discrimination on any grounds.

Apply Now

Refine Your Search

senior credit manager jobs in birmingham

Credit Portfolio Manager

Credit Control Supervisor

Fraud Professional - Senior

Account Manager (Motor Finance Brokers - South)

Credit Officer - Mid Markets

Innovation and Legal Technology Senior Manager

Investment Risk Manager

Product Manager - Credit Risk

Portfolio Manager - Private Credit

Motor Finance Account Manager (Dealers - Birmingham and South West)

Event Operations Manager

Business Development Manager (Digital Forensics)

Senior Manager - Alternative Funds Tax (Private Equity)

Manager - Syndicated Lending

Manager - Syndicated Lending

Finance Manager

Investment Oversight Manager

Head of Systems Improvement

Customer Insight Manager

Senior Manager - Innovation Reliefs and Incentives - Financial Services

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