Credit risk manager Work, Jobs in Ravenshead, Ntt (with Salaries)

Product Manager - Credit Risk
ENSEK —Nottingham
- Hybrid work
- AI
- Annual leave
Senior Operational Leader - Ilkeston
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- £44,447 - £46,547 a year
- Overtime
- Hybrid work
- Management
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- Annual leave
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Chief Risk Manager
Bristow and Sutor Group —Sheffield
- £70,000 - £80,000 a year
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Service Delivery Manager
Mitel —Nottingham
- Full-time
- Management
- Sales
- Presentation skills
Associate Relationship Manager – Mid Markets - Midlands
Lloyds Banking Group —Nottingham
- From £40,824 a year
- Full-time
- Hybrid work
- Organisational skills
- IT
- Financial services
5d
Internal Account Manager
Account Managment —Nottingham
- Full-time
- ERP systems
- Business development
- Contracts
- Free parking
Quick apply
Product Performance Manager
TheNottingham —Nottingham
- Up to £65,000 a year
- Hybrid work
- Annual leave
Customer Account Manager (Desk Based)
Safetykleen —Dinnington
- £28,000 - £40,000 a year
- Full-time
- Free parking
- Employee assistance programme
Quick apply
12d
Finance Manager
Active Lincolnshire —Lincoln
- £35,000 - £39,999 a year
- Full-time
- Microsoft Excel
- Accounting
Territory Manager Trade Direct
PPG —Sheffield
- Full-time
- Sales
- Analysis skills
- Travel
- Employee discount
Quick apply
Account Handler
Jensten Group —Nottingham
- Hybrid work
- Customer service
- Communication skills
- Annual leave
- Employee discount
Quick apply
Maintenance and Supply Chain Coordinator
DCRail —Derby
- £30,000 - £35,000 a year
- Full-time
- Microsoft Excel
- Microsoft Outlook
- ERP systems
- Health & wellbeing programme
- Sick pay
Quick apply
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Waste Customer Account Manager - (Desk Based)
Safetykleen —Dinnington
- £28,000 - £40,000 a year
- Full-time
- Sales
- Free parking
- Employee assistance programme
Quick apply
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Heating & Plumbing Engineer (IMS)
IMS —Dronfield
- £22,000 - £28,000 a year
- Plumbing
- Annual leave
- Sick pay
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Product Manager - Credit Risk

ENSEK -
Nottingham

Apply Now

Job details

Benefits

Annual leave
Company pension
Discounted gym membership
Company events
Private medical insurance

Qualifications

Cloud architecture
SaaS
AI

Full job description

About ENSEK

ENSEK builds the cloud‑native SaaS software that’s transforming how energy retailers operate, innovate and manage at scale.

We help retailers lower operating costs, improve billing accuracy for consumers, and enhance customer experience through automation and AI‑driven insight, all underpinned by modern, cloud‑native architecture.

ENSEK is at an exciting inflection point as we scale at pace towards new international horizons. If you’re driven by solving complex, real‑world problems and want to build modern technology that accelerates the global energy transition, you’ll feel right at home with us.

About the role

Reporting to the Head of Payments, Risk and Collections, the Credit Risk Product Manager owns ENSEK’s end-to-end credit risk product strategy across acquisition, onboarding, in-life risk management, collections and debt recovery.

You will shape and deliver credit risk capabilities across B2C, B2B and I&C markets, balancing regulatory compliance, commercial outcomes and customer experience while partnering closely with engineering, commercial, design and client teams.

This is a highly autonomous product role where you will make data-driven decisions, influence strategic direction and help energy suppliers reduce bad debt exposure through modern SaaS and AI-enabled risk capabilities.

Key responsibilities:

Own and evolve the credit risk product strategy, vision and roadmap across the full customer lifecycle

Define and prioritise initiatives spanning acquisition, in-life risk management and collections strategies

Translate complex regulatory requirements (FCA, Ofgem, ICO) into clear, actionable product deliverables

Partner with engineering to scope, size and deliver scalable, data-driven capabilities

Use data to define KPIs, dashboards and performance frameworks, driving continuous improvement

Collaborate with clients and stakeholders to ensure the product addresses real-world credit and collections challenges

Key outcomes:

Increased adoption and measurable client outcomes across the credit risk product suite

Reduced bad debt exposure through improved credit decisioning

Delivery of roadmap initiatives with clear commercial value and impact

Strong stakeholder engagement and high-quality, data-driven decision making

Ongoing regulatory compliance across credit risk, collections and data usage

Experience required:

Proven experience as a Product Manager in SaaS, ideally in fintech, credit or utilities

Track record delivering credit risk or financial decisioning products end-to-end

Strong understanding of credit lifecycle processes (acquisition, in-life management, collections)

Deep knowledge of collections-stage credit risk utilisation, including debt scoring, propensity-to-pay modelling, Gini curves, retro analysis, performance tracking, scorecards, segmentation strategies, and working with DCAs

Strong understanding of regulatory frameworks (FCA, Ofgem, CRA data, GDPR)

Data-led mindset with experience defining metrics, dashboards and experimentation approaches

Passion for and experience in AI-driven credit decisioning, leveraging AI-powered platforms, bureau data enrichment tools and predictive analytics to improve model accuracy and accelerate insight generation

Ability to work autonomously, influence stakeholders and drive product decisions at pace

Company Benefits

25 days’ holiday + bank holidays
Option to buy or sell 5 extra annual leave days per year
Vitality Health Insurance, including private healthcare, virtual GP access, mental‑health support and wellbeing perks (50% off gym memberships -Virgin Active, Nuffield, PureGym)
Pension with 5% matched contribution
Regular team‑wide and company‑wide events
2 volunteering days per year to give back
Remote‑first working environment with offices in London and Nottingham

Apply Now

Refine Your Search

credit risk manager jobs in ravenshead, ntt

Product Manager - Credit Risk

Senior Operational Leader - Ilkeston

Chief Risk Manager

Service Delivery Manager

Associate Relationship Manager – Mid Markets - Midlands

Internal Account Manager

Product Performance Manager

Customer Account Manager (Desk Based)

Finance Manager

Territory Manager Trade Direct

Account Handler

Maintenance and Supply Chain Coordinator

Waste Customer Account Manager - (Desk Based)

SEMI INDEPENDENT SUPPORT WORKER

Heating & Plumbing Engineer (IMS)

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