Mortgage broker Work, Jobs in Watford (with Salaries)

Mortgage Underwriter
Velos —London
- From £40,000 a year
- Part-time
- Hybrid work
- Analysis skills
- In-person
Quick apply
Customer Experience Associate (FinTech)
Acre Software —London
- Weekend availability
- Remote
- In-person
- Annual leave
- Flexible schedule
FinTech Startup Associate (Customer Success)
Acre Software —London
- Weekend availability
- Remote
- In-person
- Annual leave
- Flexible schedule
Sales Progressor
Ashtons —Harpenden
- £27,500 a year
- Monday to Friday
- Free parking
- Employee assistance programme
Marketing Executive
Enra Specialist Finance —Watford
- Marketing
- Annual leave
2d
Business Development (Specialist Lender)
Velos —London
- From £40,000 a year
- Temporary
- CRM software
- Sales
- Business development
Quick apply
Regional Account Manager - London, Herts & Beds
Enra Specialist Finance —Watford
- Microsoft Word
- Microsoft Excel
- Microsoft Outlook
- Annual leave
Marketing Associate
Native Financial Services Limited —Hayes
- £27,000 - £30,000 a year
- Full-time
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
Quick apply
1d
Sales Progressor / Property Administrator
Aspen Woolf —London
- Microsoft Powerpoint
- Microsoft Excel
- Microsoft Outlook
Property Legal Assistant
Mallory Pryce —Watford
- Sales
- Communication skills
Quick apply
Trainee Estate Agent Pimlico
Dexters —London
- No experience needed
- Employee discount
Quick apply
14d
Legal Progression Administrator
London Square —Uxbridge
- Full-time
- Sales
- Microsoft Office
- Administrative experience
- Employee discount
- Gym membership
Quick apply
2d
Senior Customer Success Account Manager (12-month FTC)
Finova —London
- Hybrid work
- Financial services
- Annual leave
- Employee assistance programme
Self-Employed Mortgage Broker (Directly Authorised Firm)
Sus Finance Ltd trading as SUS Mortgages —Enfield
- £40,000 - £90,000 a year
- Basic maths
- Organisational skills
- Financial services
Quick apply
4d
Senior Director of Fraud & Investigation
Trustpilot —London
- Machine learning
- Employee assistance programme
- Employee discount
Associate, Commercial Real Estate Debt (London)
Marathon Asset Management, LP —London
- Full-time
- Microsoft Powerpoint
- Spanish
- Microsoft Excel
- Life insurance
Legal Assistant / Client Support Analyst
Juno —London
- Full-time
- Flexible schedule
Quick apply
Trainee Estate Agent Twickenham
Dexters —Twickenham
- No experience needed
- Employee discount
Quick apply
Business Development Manager - London
Coventry Building Society —London
- £60,000 a year
- Full-time
- Business development
- Negotiation
Mortgage Operations Associate
Abound —London
- £30,000 - £32,000 a year
- Full-time
- Hybrid work
- CRM software
- Microsoft Office
- Financial services
- Gym membership
9d

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Mortgage Underwriter

Velos
London

Quick apply

Job details

Part-time | Temp to perm | Full-time | Fixed term contract
From £40,000 a year

Qualifications

Underwriting
Analysis skills

Full job description

Job Summary
We are seeking for our client an experienced Mortgage Underwriter with deep knowledge of the UK second charge mortgage market to join our client's credit underwriting team. You will play a key role in assessing, structuring and approving buy to let landlord financing applications, including those for portfolio landlords, non-standard income and adverse credit with a view to maintaining credit quality and ensuring fast, thoughtful decision-making.

You will work closely with our client's credit lead, product team, and capital markets function to refine credit strategy, deliver robust assessments, and support the ongoing development of their platform's underwriting capabilities.

About our Client

Our client is a fast-growing fintech platform operating in the UK property finance sector. They provide innovative capital solutions for landlords and property investors, helping clients access flexible funding to support portfolio growth without relying solely on traditional mortgage products.

As the business continues to scale, they are expanding their underwriting team and are looking for someone to support efficient, responsible growth across second charge lending. This is an opportunity to join a dynamic, entrepreneurial environment at an important stage of the company’s development.

Key Responsibilities

Assess and underwrite second charge mortgage applications for UK residential investment properties in line with internal credit policy
Conduct full analysis of borrower profiles, credit history, income, affordability, and property collateral
Review and validate supporting documents (land registry, ASTs, valuations, statements, etc.)
Apply our client’s credit policy while exercising judgment in edge-case and complex credit scenarios
Recommend decisions and terms with clear rationale and documentation in compliance with audit and regulatory standards.
Collaborate with credit policy, product, and risk teams to iterate on underwriting processes
Support the build-out of scalable underwriting frameworks and automation tools
Stay current on UK mortgage regulations, market trends, and landlord finance developments

Ideal Skills and Experience

3–7 years of mortgage underwriting experience, preferably with a focus on UK second charge or buy-to-let mortgages.
Familiarity with landlord/lender dynamics, including buy-to-let and portfolio landlords, interest coverage ratios and second charge consent process
Strong analytical skills with a high level of accuracy and attention to detail
Confident decision maker with proven ability to balance risk, commerciality, and speed in a lending context
Experience working with technology-driven lenders, brokers, or mortgage platforms is a plus
Working knowledge of credit bureau data, RICS valuations, AVMs, mortgage underwriting models, and scorecards, digital workflow tools and affordability tools

What our Client Offer

Competitive salary and performance-based bonus
Health insurance
Hybrid working arrangement (to be discussed)
A fast-moving, mission-driven environment with significant autonomy
The opportunity to shape the future of alternative property finance in the UK at a growing innovative lender
A collaborative team culture, blending fintech innovation with real estate finance depth

Pay: From £40,000.00 per year

Ability to commute/relocate:

London EC3V 9BS: reliably commute or plan to relocate before starting work (required)

Experience:

Mortgage Underwriting: 2 years (required)

Work authorisation:

United Kingdom (required)

Work Location: In person

Quick apply

Refine Your Search

mortgage broker jobs in watford

Mortgage Underwriter

Customer Experience Associate (FinTech)

FinTech Startup Associate (Customer Success)

Sales Progressor

Marketing Executive

Business Development (Specialist Lender)

Regional Account Manager - London, Herts & Beds

Marketing Associate

Sales Progressor / Property Administrator

Property Legal Assistant

Trainee Estate Agent Pimlico

Legal Progression Administrator

Senior Customer Success Account Manager (12-month FTC)

Self-Employed Mortgage Broker (Directly Authorised Firm)

Senior Director of Fraud & Investigation

Associate, Commercial Real Estate Debt (London)

Legal Assistant / Client Support Analyst

Trainee Estate Agent Twickenham

Business Development Manager - London

Mortgage Operations Associate

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