Credit risk manager Work, Jobs in Birmingham, Wmd (with Salaries)

Credit Officer - SME
Lloyds Banking Group —Birmingham
- £67,023 - £74,470 a year
- Full-time
- Hybrid work
- Communication skills
Credit Control Manager
Rider Levett Bucknall —Birmingham
- Full-time
- Hybrid work
- Communication skills
- Gym membership
Quick apply
Regional Audit and Recoveries Manager - East
BCA —Birmingham
- £40,000 a year
- Travel
- Organisational skills
- Communication skills
- Employee assistance programme
- Employee discount
Quick apply
Credit Control Manager (Client Finance - Birmingham)
BNP Paribas —Birmingham
- Full-time
- Team management
- Leadership
- Communication skills
- Annual leave
- Employee discount
8d
Credit Manager - Specialist Lending
OSB Group —Wolverhampton
- £60,000 - £70,000 a year
- Full-time
- Hybrid work
- Writing skills
- Travel
- Communication skills
- Annual leave
Product Manager - Credit Risk
Sidetrade —Birmingham
- Full-time
- Hybrid work
- Analysis skills
- AI
- Communication skills
- Annual leave
- Life insurance
Quick apply
Credit Officer - Mid Markets
Lloyds Banking Group —Birmingham
- £67,023 - £74,470 a year
- Full-time
- Hybrid work
- Communication skills
Supported Housing Manager
The Housing Network —Coventry
- Up to £38,000 a year
- Full-time
- Travel
- In-person
- Health & wellbeing programme
- Referral programme
Quick apply
10d
Recovery Optimisation Manager
The AA —Oldbury
- Full-time
- Hybrid work
- Microsoft Powerpoint
- Analysis skills
- In-person
- Annual leave
- Employee assistance programme
5d
Risk & Ethics Advisor
Shoosmiths —Birmingham
- Research
- Analysis skills
- Communication skills
Senior Enterprise Risk Manager
Secure Trust Bank —Solihull
- Hybrid work
- Communication skills
- Banking
- Annual leave
14d
Debt Recovery Controller
Stonegate Group —Solihull
- £30,000 - £32,000 a year
- Full-time
- Customer service
- Data analysis skills
- Analysis skills
- Annual leave
- Employee discount
Quick apply
3d
Credit Manager
Macfarlane Group —Coventry
- £35,000 - £40,000 a year
- Full-time
- Analysis skills
- Training & development
- Communication skills
- Free parking
- Annual leave
Service Delivery Manager
SCC —Birmingham
- Monday to Friday
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Data analysis skills
IT Contract Manager
Government Property Agency —Birmingham
- £58,478 - £64,743 a year
- Full-time
- Presentation skills
- Mentoring
- Contracts
2h
Transport Manager
Lineage Logistics —Coleshill
- Full-time
- Data analysis skills
- Continuous improvement
- Organisational skills
- Free parking
- Annual leave
Quick apply
5d
Regional Lead - Direct Relationship Management - Midlands
Allica Bank —Birmingham
- Full-time
- Hybrid work
- Customer service
- Business development
- Team management
Product Owner
BNP Paribas —Solihull
- Full-time
- Hybrid work
- Employee discount
Finance Systems Integration Manager (SAP Business One), any UK
HH Global —Birmingham
Associate Surveyor - Asset Experience Associate
JLL —Birmingham
- Sales
- Contracts
- Budgeting

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credit risk manager jobs near birmingham, wmd

Credit Officer - SME

Lloyds Banking Group -
Birmingham

Apply Now

Job details

Full-time
£67,023 - £74,470 a year

Benefits

Company pension

Qualifications

Stakeholder collaboration
Stakeholder liaison
Credit risk evaluation (Risk analysis)
Risk and credit experience
Communication skills

Full job description

End Date

Wednesday 02 September 2026

Salary Range

£67,023 - £74,470

We support flexible working – click here for more information on flexible working options

Flexible Working Options

Hybrid Working, Job Share

Job Description Summary

Job Description

JOB TITLE: Credit Officer

SALARY: £67,000 - £74,400

LOCATION(S): Birmingham, Bristol or Edinburgh

HOURS: Full time (35 hours per week)

WORKING PATTERN: Hybrid, 40% of time in an office location

About this opportunity

This is a fantastic opportunity to join the BCB Credit Underwriting team as a Credit Officer within the SME Credit team. Our team is focused on supporting sustainable growth while safeguarding credit quality, and is at the vanguard of our Helping Britain Prosper purpose.

Our team partners closely with Coverage (Relationship Management) and Product colleagues to serve clients in the SME sector. We deliver responsible credit risk solutions that enable customers – and our business – to grow securely. We advocate robust credit processes, actively contribute to credit policy strategy, structure and sanction transactions, and monitor portfolio performance.

The SME Credit team focuses on sanctioning transactions for clients with revenues between £3m and £50m per annum. This is a segment where we are investing significantly to support ambitious growth plans.

What You’ll Be Doing

Apply your delegated credit authority to sanction SME transactions or provide recommendations to senior colleagues. This includes new-to-bank lending, increased facilities, refinances, restructures, annual credit reviews and tailored product solutions.

The role will involve a focus on supporting the expansion of our Markets proposition for FX to existing and prospective SME Clients.

Collaboration and stakeholder management is critical for our success. Key stakeholders include Area Directors, Relationship Managers and Product Partners. Client visits are a key part of the role.

Maintain strong credit quality across our portfolio, enabling safe and sustainable business growth.

Ensure compliance with bank and regulatory standards to minimise risk exposure.

Contribute to policy, sector and ad-hoc reviews, offering constructive challenge and insight to optimise outcomes.

Respond to executive and regulatory queries with clear, detailed analysis of credit risk within your portfolio.

We offer a supportive learning environment, prioritising teamwork and personal development. You’ll work in a high-profile, fast-paced setting that champions innovation and simplification, aligned with our core Group values.

What you’ll need:

Strong credit risk experience.

A strong background in credit risk and financial analysis and, ideally, experience in Markets and specifically FX lending decisions.

Well-developed communication and influencing skills and are confident to challenge the status quo whilst being comfortable making and explaining your decisions.

Ability to balance conflicting demands whilst delivering to tight timescales.

Ability to quickly learn and adapt to new challenges.

Demonstrate sound judgement, strong decision-making skills, good attention to detail and the ability to collaborate.

Financial markets experience would be an advantage, but not essential.

About working for us

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We also offer a wide-ranging benefits package, which includes:

A generous pension contribution of up to 15%

An annual performance-related bonus

Share schemes including free shares

Benefits you can adapt to your lifestyle, such as discounted shopping

30 days’ holiday, with bank holidays on top

A range of wellbeing initiatives and generous parental leave policies

If you’re excited by the opportunity to make an impact in a high-performing team and grow your career in a business-critical area, we’d love to hear from you.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

Apply Now

Refine Your Search

credit risk manager jobs in birmingham, wmd

Credit Officer - SME

Credit Control Manager

Regional Audit and Recoveries Manager - East

Credit Control Manager (Client Finance - Birmingham)

Credit Manager - Specialist Lending

Product Manager - Credit Risk

Credit Officer - Mid Markets

Supported Housing Manager

Recovery Optimisation Manager

Risk & Ethics Advisor

Senior Enterprise Risk Manager

Debt Recovery Controller

Credit Manager

Service Delivery Manager

IT Contract Manager

Transport Manager

Regional Lead - Direct Relationship Management - Midlands

Product Owner

Finance Systems Integration Manager (SAP Business One), any UK

Associate Surveyor - Asset Experience Associate

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