Mortgage underwriter Work, Jobs in London (with Salaries)

Mortgage Underwriter
Velos —London
- From £40,000 a year
- Part-time
- Hybrid work
- Analysis skills
- In-person
Quick apply
3d
Senior Second Charge Mortgage Underwriter
Abound —London
- Full-time
- Hybrid work
- Communication skills
- Gym membership
1d
Senior Underwriter - Financial Risk (Credit, Political Risk, Surety & Mortgage Treaty Reinsurance)
MS Amlin —London
- Full-time
- Hybrid work
Playter Credit Underwriter
Shawbrook —London
- Full-time
- Analysis skills
- Employee assistance programme
- Employee discount
6d
Experienced Mortgage Administrator
Sexton Financial Services —Harpenden
- From £30,000 a year
- Part-time
- Customer service
- Basic maths
- Administrative experience
- Free parking
Quick apply
8d
Mortgage & Protection Administrator
The Orchard Practice (TOPFS) —Borehamwood
- £27,000 - £35,000 a year
- Full-time
- Basic maths
- Financial services
- In-person
- Free parking
- Annual leave
Quick apply
4h
Secured Loan Packager / Case Manager
Loans Warehouse —Watford
- £35,000 - £40,000 a year
- Full-time
- Basic maths
- Financial services
- In-person
- Free parking
- Life insurance
Quick apply
Senior Underwriter – Bridging/ Development Finance
CRS Ltd —London

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Senior Second Charge Mortgage Underwriter
Abound —London
Our underwriting approach combines a state-of-the-art in-house built technology that blends traditional lending methods with Open Banking analysis to create a…
1d
Secured Loan Packager / Case Manager
Loans Warehouse —Watford
Secured Loan: 2 years (required). The Benefits & Perks Package: *Company pension, monthly bonus, life insurance, onsite parking, employee referral programme,…
£35,000 - £40,000 a year
Quick apply

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Mortgage Underwriter

Velos
London

Quick apply

Job details

Part-time | Temp to perm | Full-time | Fixed term contract
From £40,000 a year
3 days ago

Qualifications

Underwriting
Analysis skills

Full job description

Job Summary
We are seeking for our client an experienced Mortgage Underwriter with deep knowledge of the UK second charge mortgage market to join our client's credit underwriting team. You will play a key role in assessing, structuring and approving buy to let landlord financing applications, including those for portfolio landlords, non-standard income and adverse credit with a view to maintaining credit quality and ensuring fast, thoughtful decision-making.

You will work closely with our client's credit lead, product team, and capital markets function to refine credit strategy, deliver robust assessments, and support the ongoing development of their platform's underwriting capabilities.

About our Client

Our client is a fast-growing fintech platform operating in the UK property finance sector. They provide innovative capital solutions for landlords and property investors, helping clients access flexible funding to support portfolio growth without relying solely on traditional mortgage products.

As the business continues to scale, they are expanding their underwriting team and are looking for someone to support efficient, responsible growth across second charge lending. This is an opportunity to join a dynamic, entrepreneurial environment at an important stage of the company’s development.

Key Responsibilities

Assess and underwrite second charge mortgage applications for UK residential investment properties in line with internal credit policy
Conduct full analysis of borrower profiles, credit history, income, affordability, and property collateral
Review and validate supporting documents (land registry, ASTs, valuations, statements, etc.)
Apply our client’s credit policy while exercising judgment in edge-case and complex credit scenarios
Recommend decisions and terms with clear rationale and documentation in compliance with audit and regulatory standards.
Collaborate with credit policy, product, and risk teams to iterate on underwriting processes
Support the build-out of scalable underwriting frameworks and automation tools
Stay current on UK mortgage regulations, market trends, and landlord finance developments

Ideal Skills and Experience

3–7 years of mortgage underwriting experience, preferably with a focus on UK second charge or buy-to-let mortgages.
Familiarity with landlord/lender dynamics, including buy-to-let and portfolio landlords, interest coverage ratios and second charge consent process
Strong analytical skills with a high level of accuracy and attention to detail
Confident decision maker with proven ability to balance risk, commerciality, and speed in a lending context
Experience working with technology-driven lenders, brokers, or mortgage platforms is a plus
Working knowledge of credit bureau data, RICS valuations, AVMs, mortgage underwriting models, and scorecards, digital workflow tools and affordability tools

What our Client Offer

Competitive salary and performance-based bonus
Health insurance
Hybrid working arrangement (to be discussed)
A fast-moving, mission-driven environment with significant autonomy
The opportunity to shape the future of alternative property finance in the UK at a growing innovative lender
A collaborative team culture, blending fintech innovation with real estate finance depth

Pay: From £40,000.00 per year

Ability to commute/relocate:

London EC3V 9BS: reliably commute or plan to relocate before starting work (required)

Experience:

Mortgage Underwriting: 2 years (required)

Work authorisation:

United Kingdom (required)

Work Location: In person

Quick apply

Refine Your Search

mortgage underwriter jobs in london

Mortgage Underwriter

Senior Second Charge Mortgage Underwriter

Senior Underwriter - Financial Risk (Credit, Political Risk, Surety & Mortgage Treaty Reinsurance)

Playter Credit Underwriter

Experienced Mortgage Administrator

Mortgage & Protection Administrator

Secured Loan Packager / Case Manager

Senior Underwriter – Bridging/ Development Finance

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