TRAINEE MORTGAGE UNDERWRITER REQUIRED IN WATFORD
Are you looking for a rewarding career in financial services within a firm that offers investment in your future and clear progression in your development?
Are you interested in obtaining a professional, industry recognised qualification?
Do you want to join an entrepreneurial firm and help The Loans Engine become the UK’s largest specialist mortgage broker by 2029?
Do you live within 30 minutes commute of Watford and want to join an office team based environment?
What do we offer our Trainee Mortgage Underwriter?
- Starting basic salary of £33,000 to £36,000pa subject to experience;
- Salary rising to £45,000 after 3 years’ experience based on performance;
- 25 days holiday plus an extra day for every 5 years’ service (max 30 days);
- Option to buy and sell holiday;
- Fully funded CeMap professional mortgage qualification;
- Company contributed pension of 8%;
- Private medical health care;
- Death in service benefit ( 4 x annual salary).
Sound good? This could be the position for you, so read on for more details.
What does the Specialist Mortgage Underwriter job look like?
The Loans Engine is one of the UK’s leading specialist mortgage, bridging loan and commercial mortgage brokerages, based in Watford, North London. Our goal is to become the market leader in the UK by 2029.
Our service is delivered entirely via telephone and online so to be successful you need a confident telephone manner and the ability to instil trust in the clients, third parties and partners you work with.
Our clients expect the best and our business model is to deliver the very best service to them supported by our in house bespoke underwriting software.
You will join our award-winning regulated mortgage admin team which has considerable experience and is highly respected in the industry.
As a Specialist Mortgage Underwriter, you will have a varied role, where your responsibilities will include:
- Regular contact with our clients and introducers, keeping them informed about their cases throughout the process;
- Managing often complex cases progression on a day to day basis through to completion;
- Liaising with solicitors and other 3rd parties to ensure we give a world class service;
- Uploading documents to lender websites;
- Liaising with lenders to ensure applications are offered at the earliest opportunity;
- Managing your diary system to monitor and progress cases, chasing when appropriate;
- Working within prescribed policies, procedures and practices set out by the company and its regulators;
- Updating and maintaining data so that systems and case files are accurate at all times.
What we look for from our Specialist Mortgage Underwriter
To help you consider whether this role is right for you these are the personal attributes, skills, qualifications and background that will help your application. For us, you must:
- Be driven and self-motivated;
- Quick to establish rapport and effective in communicating with clients and introducers;
- Have the ability to multi-task;
- Be able to work towards and deliver to targets and deadlines;
- Be able to deliver excellent client service;
- Be exceptionally well organised;
- The desire to work in a team and make a positive contribution;
- Share our values and attitudes;
- Aspire to the highest professional standards.
Experience in the specialist finance sector is the preferred but not essential as you will receive full training. We want people with drive and the desire to deliver world-class client service. That way we ensure that our mortgages clients have the best possible outcome and experience with The Loans Engine.
Experience tells us that people from a banking, mortgage broking, insurance, estate agency or similar background adapt most quickly to working in a specialist mortgage brokerage like us.
However, most of all we are looking for people with great attitudes and great values. Thirty six years of experience tells us great underwriters have our values in their souls and we cannot train that. Either you have it or you don’t. We want to recruit good underwriters with the potential to become great underwriters and then become advisors who consistently deliver world class service to each and every client.
The values we are looking for are;
Our Business
Honesty - We will only recommend a product that benefits the client
Integrity - Our clients faith in our service should prevail throughout their business life and our advisors will strive to fulfil the demands their trust deserves
Fairness - We will not recommend an unsuitable product to our clients for our financial gain
Transparency - We are forthright and clear: no hidden costs, no surprise product terms
Our Service
Knowledge - Our employees are specialists and can often find solutions where others can't
Dedication - Our employees work tirelessly on client cases to achieve the right outcome for our clients
Commitment - We are not a transactional business, building a long term relationship with you means success for us both
Passion - Our employees live and breathe our subject and strive to be world class in all that they do
Our People
Efficient - We analyse the most effective route to hit client deadlines
Professional - Our focus is on achieving a seamless path from application to completion
Informed - Clients often have years of experience. Our insights and knowledge must go beyond that to add value - and they do
Helpful - Our clients should expect to deal with diligent, courteous and friendly individuals when they work with us
If you feel you are the right candidate for this role then we would love to hear from you! So if you are interested please click on APPLY as soon as possible.
Job Types: Full-time, Permanent
Pay: £33,000.00-£36,000.00 per year
Benefits:
- Additional leave
- Casual dress
- Company events
- Company pension
- Life insurance
- Private medical insurance
- Sick pay
Application question(s):
- Do you live within a 30 minute commute of Watford?
Work Location: In person
