Risk & credit occupations Work, Jobs in Edinburgh, Edh (with Salaries)

Credit Underwriter ( Hybrid)
LendingCrowd —Edinburgh
- From £39,000 a year
- Full-time
- Hybrid work
- Data analysis skills
- Financial services
- Work from home
- Bereavement leave
Quick apply
11d
Credit Risk Portfolio Analyst
Barclays —Edinburgh
- Analysis skills
- Continuous improvement
- No degree
Credit Risk Portfolio Senior Analyst
Barclays —Edinburgh
- Microsoft Excel
- SQL
- Analysis skills
Senior Credit Risk Portfolio Management Analyst
Barclays —Edinburgh
- Microsoft Excel
- SQL
- Analysis skills
6d
Risk Analyst
Aegon —Edinburgh
- £33,520 - £50,280 a year
- Part-time
- Hybrid work
- Microsoft Office
- Organisational skills
- Negotiation
6d
Risk Analyst
Aegon UK —Edinburgh
- £33,520 - £50,280 a year
- Part-time
- Hybrid work
- Microsoft Office
- Organisational skills
- Negotiation
6d
Model Risk Governance Analyst
National Westminster Bank PLC —Edinburgh
- From £27,855 a year
- Full-time
- Hybrid work
- Hotel
- AI
- School
- Annual leave
10d
Head of Credit, Edinburgh or London
Hampden Bank —Edinburgh
- Management
- Team management
- Leadership
- Annual leave
- Employee assistance programme
14d
Risk Analyst
Leonardo UK Ltd —Edinburgh
- £44,171 - £55,000 a year
- Full-time
- Hybrid work
- Microsoft Excel
- Microsoft Office
- Master's degree
- Flexible schedule
- Referral programme
Credit Officer – CIB Corporate - Services & Public Sector
Lloyds Banking Group —Edinburgh
- Full-time
- Hybrid work
- Microsoft Excel
- Leadership
6d
Senior Risk Manager
Nucleus Financial Group —Edinburgh
- IT
- Annual leave
Pensions Risk Manager
Lloyds Banking Group —Edinburgh
- £84,051 - £93,390 a year
- Full-time
- Hybrid work
- Analysis skills
- Presentation skills
- Communication skills
5d
Prudential Risk Manager
Nucleus Financial Group —Edinburgh
- Microsoft Powerpoint
- Microsoft Excel
- Microsoft Office
Risk Manager
Leonardo UK Ltd —Edinburgh
- £59,400 - £65,000 a year
- Full-time
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Microsoft Excel
- Flexible schedule
- Referral programme
Risk & Control Associate II
Patria Investments —Edinburgh
- Microsoft Powerpoint
- Spanish
- Microsoft Excel
Risk and Assurance Manager
Fair Work Agency —Edinburgh
- £42,391 - £46,465 a year
- Full-time
- Hybrid work
- Presentation skills
- Organisational skills
- Leadership
- Annual leave
- Sick pay
Risk Business Partner – Third Party Risk Management
FNZ —Edinburgh
- Full-time
- Military
- Financial services
- Communication skills
5d
Risk Manager / Senior Risk Manager
Turner & Townsend —Edinburgh
- Full-time
- IT
- Communication skills
Quick apply
Risk Consultant / Senior Risk Consultant
AECOM —Edinburgh
- Full-time
- Hybrid work
- Management
- Bachelor's degree
Senior Pensions Calculation Analyst
WTW —Midlothian
- Full-time
- Hybrid work
- Microsoft Word
- Microsoft Excel
- Analysis skills
- Annual leave
- Employee assistance programme

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Credit Underwriter ( Hybrid)

LendingCrowd
Edinburgh

Quick apply

Job details

Full-time
From £39,000 a year
11 days ago

Benefits

Casual dress
Company pension
Work from home
Company events
Private medical insurance
Enhanced maternity leave
Bereavement leave
Enhanced paternity leave
Life insurance
Referral programme
Sick pay

Qualifications

Underwriting
Data analysis skills
Risk analysis
Financial services
Quantitative analysis

Full job description

The Role

As a key part of our expansion, we are looking for a dynamic individual with a growth mindset to join our Credit Underwriting Team. This is an exciting time in the evolution of our business as we seek to build on and embed our position as a quality provider of debt to UK SMEs.

Reporting to our Director of Origination, your focus will be on the credit underwriting of loan proposals and assisting with other aspects of the end-to-end credit process, from initial debt servicing checks at the start of the credit process to the approval of loan and security documentation immediately prior to drawdown.

This is an excellent opportunity for an experienced underwriter who enjoys complex credit work, contributing to decision quality and shaping how a credit function operates at scale.

Responsibilities

· Carrying out a full assessment of potential borrower applications, from initial stage to drawdown for loans up to £500,000

· Making decisions in line with Credit policy for applications within delegated lending authority

· Analysing and inputting financial data to complete full credit risk analysis assessments

· Working as part of a team to ensure that all deadlines are met in line with SLAs

· Contributing towards process and policy improvement that balances risk with customer service

· Ensuring compliance with credit underwriting procedures in line with business risk controls

· Supporting the wider team where required, assisting with drafting and registering of documents

· Confirming borrowers’ product eligibility

· Assisting with Peer Review Assurance Testing monthly

· Assisting with ad hoc data analysis requests where required

Skills and Experience

In terms of skills and experience, we would expect you to display:

A drive to provide quality output as part of a high-performing team within a volume lending environment
The ability to meet deadlines and support colleagues in the sales team to support our borrowers and brokers
Experience of working with and providing services to Small to Medium Enterprises (SMEs) within a regulated financial services environment
The ability to analyse and interpret financial statements provided by SMEs as part of an application for debt facilities
Confidence to underwrite SME debt proposals under own delegated lending authority
Experience of providing input into the continual development of credit policy and processes
Experience of using credit risk models for credit decisioning purposes

It would also be beneficial if you have:

Direct experience of underwriting commercial debt proposals within a financial services environment
Experience of pricing for risk components (e.g. Probability of Default and Loss Given Default) as part of the provision of SME debt finance facilities
Experience of completing quantitative analysis on loan portfolios

Opportunities for further development

· Participating as a member of Executive Credit Committee

· Participating in the development of in-house credit analytics

· Contributing to the continued development of credit policy, lending parameters and product criteria

We have sponsored team members through Chartered Banker Institute qualifications to ensure that they build a career at LendingCrowd beyond the role and actively encourage continuous professional development.

LendingCrowd is a leading fintech business, shaping the way SMEs borrow money. Blending the latest cutting-edge technology with financial experience and backing, we have developed a scalable lending platform that provides an attractive alternative to the current limitations of business borrowing – we encourage people to think outside the bank!

Founded in 2014 and born out of Edinburgh’s vibrant and growing fintech scene, LendingCrowd has driven over £550m in lending to small businesses, including a significant share of lending to businesses in Scotland. LendingCrowd is positioned to become the trusted choice for SME financing, with a culture of ‘doing the right thing’ at the core of our purpose. We always look to ‘do the right thing’ and actively encourage the generation and development of ideas from all team members to grow the business. We have an office in the centre of Edinburgh in George Street.

Come join us and be part of our success story!

Job Type: Full-time

Pay: From £39,000.00 per year

Benefits:

Bereavement leave
Casual dress
Company events
Company pension
Enhanced maternity leave
Enhanced paternity leave
Life insurance
Private medical insurance
Referral programme
Sick pay
Work from home

Experience:

Financial services: 3 years (required)
Commercial Underwriting: 4 years (required)

Work authorisation:

United Kingdom (required)

Location:

Edinburgh EH2 2JG (required)

Work Location: Hybrid remote in Edinburgh EH2 2JG

Quick apply

Refine Your Search

risk & credit occupations jobs in edinburgh, edh

Credit Underwriter ( Hybrid)

Credit Risk Portfolio Analyst

Credit Risk Portfolio Senior Analyst

Senior Credit Risk Portfolio Management Analyst

Risk Analyst

Risk Analyst

Model Risk Governance Analyst

Head of Credit, Edinburgh or London

Risk Analyst

Credit Officer – CIB Corporate - Services & Public Sector

Senior Risk Manager

Pensions Risk Manager

Prudential Risk Manager

Risk Manager

Risk & Control Associate II

Risk and Assurance Manager

Risk Business Partner – Third Party Risk Management

Risk Manager / Senior Risk Manager

Risk Consultant / Senior Risk Consultant

Senior Pensions Calculation Analyst

I want to receive the latest job alerts for risk & credit occupations in edinburgh, edh

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