Credit risk manager Work, Jobs in Bacup, Lan (with Salaries)

Collections & Recoveries Manager
Allica Bank —Manchester
- Full-time
- Hybrid work
Senior Payments Operations Manager
Capital on Tap —Manchester
- £500 - £750 a week
- Data analysis skills
- Leadership
Senior Anti-Financial Crime & Onboarding Analyst
LHV Bank —Manchester
- Hybrid work
- Internship
- Communication skills
- Banking
- Employee discount
Quick apply
8d
Client Services Manager
DF Capital —Manchester
- Full-time
- Microsoft Office
- Communication skills
- Annual leave
- Gym membership
Quick apply
Credit Controller
PXC —Salford Quays
- Full-time
- Hybrid work
- Communication skills
- Work from home
Finance Assistant (Credit Control & Purchase Ledger)
Greenarc Ltd —Padiham
- From £30,000 a year
- Full-time
- Organisational skills
- In-person
- AI
- Free parking
- Annual leave
Quick apply
14d
Northern LGPS - Head of Investment Risk
City of Bradford Metropolitan District Council —Droylsden
16h
Contract Manager (All Grades) – Contract Services
Turner & Townsend —Manchester
- Full-time
- Hybrid work
- Business development
- Analysis skills
- Travel
Quick apply
Senior People Business Partner
Frasers Group Financial Services —Clayton le Moors
- Full-time
- Human resources
- Analytics
Quick apply
Field Account Manager
Safetykleen —Manchester
- £35,000 a year
- Full-time
- CRM software
- Customer service
- Employee assistance programme
- Employee discount
Quick apply
Central Relationship Manager
Allica Bank —Manchester
- Full-time
- Hybrid work
- Customer service
- Business development
- Communication skills
Lending Manager
LHV Bank —Manchester
- Hybrid work
- Microsoft Powerpoint
- Microsoft Word
- Internship
- Employee discount
Quick apply
Account Manager
Close Brothers —Manchester
- Full-time
- Hybrid work
- CRM software
- Customer service
- Analysis skills
Vice President, Middle Office Manager
The Bank of New York Mellon Corporation —Manchester
- Full-time
- Microsoft Excel
- Analysis skills
- Communication skills
Finance & Office Manager
Dale Industrial Complex Ltd Astley Park Estate, Kennedy Road, Chaddock Lane, Astley, Manchester M29 7JY —Manchester
- £26,000 - £30,000 a year
- Overtime
- Microsoft Word
- Microsoft Excel
- Microsoft Access
- Free parking
- Flexible schedule
Quick apply
7d
Central Relationship Manager - Squad Lead
Allica Bank —Manchester
- Full-time
- Hybrid work
- Team management
- Banking
Finance Manager
Sachets Limited —Oldham
- £35,000 - £45,000 a year
- Full-time
- In-person
- Analytics
- Free parking
Quick apply
9d
Corporate Finance Manager
Network Plus —Salford
- £65,000 - £70,000 a year
- Analysis skills
Quick apply
16h
Complex Financial Crime Investigator
JaJa Finance Ltd —Manchester
- Full-time
- Hybrid work
- SQL
- Time management
- Analytics
- Annual leave
- Employee assistance programme
Quick apply
14d
Business Support Officer
Office for National Statistics —Manchester
- £28,138 a year
- Full-time
- Hybrid work
- Presentation skills
- Continuous improvement
- Recruiting
11d

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Collections & Recoveries Manager

Allica Bank -
Manchester

Apply Now

Job details

Full-time

Benefits

Company pension
Enhanced maternity leave
Enhanced paternity leave

Qualifications

Process improvement
Arrears management
Change management
Account escalation for debt management
Risk management

Full job description

About Allica Bank

Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech.

Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.

Department Description

Allica Bank exists to empower small and medium sized businesses to succeed. Through our unique combination of modern tools, local relationships and tailored expertise we deliver expert banking for business Britain.

You will be joining Allica Bank as we continue building a business dedicated to serving the needs of small and medium-sized companies at what is a crucial time for the sector.

This role sits within the Lending department, initially cross functional across Commercial Mortgages (CM), Asset Finance (AF), and Growth Finance.

Role Description

To support the Head of Collections & Recoveries in managing the Bank’s Commercial Mortgage, Asset Finance and Growth Finance portfolios where customers are in, or at risk of, financial difficulty.

The role focuses on implementing effective collections, restructuring and recovery strategies to support customers in bringing their lending facilities up to date, while protecting the Bank’s exposure.

Where customers cease trading or arrears become unmanageable, the role will involve coordinating recovery activity with third parties including solicitors, Insolvency Practitioners and debt collection agencies, including the enforcement and realisation of security where appropriate.

All activity must be conducted in line with internal policy, regulatory requirements and the principles of Treating Customers Fairly.

Core Responsibilities

Managing a portfolio of accounts showing signs of deteriorating credit quality and accounts in workout/recovery by implementing a repayment or recovery strategy on both a portfolio and individual customer basis.
In some cases, completing site visit to customers suffering difficulties/arrears, complete a review and assessment of the current position and consider an appropriate work out plan.
Where necessary, terminating finance agreements on AF exposures and working with the Asset Manager to recover and sell assets to maximise sale proceeds.
Keep Watchlist up to date and assist the team and Head of Collections & Recoveries with monthly report to Credit Risk meeting.
Liaising with insolvency practitioners and collection agents, as well as instructing Solicitors where required.
Ensure that the portfolio delinquency ageing is categorised accurately to support IFRS 9 reporting.
Anticipate and react to regulatory or legislative changes that could affect lending; develop contingency plans and strategic responses to change.
Ensuring that fees, and recovery income and expense is in line with budget.
Continually evaluate market conditions and recognise and react to emerging risks in the portfolio.
Change management supporter; to improve processes and procedures in a rapid manner through developing improvements with the business line mission squad.

Personal Attributes & Experience

Minimum 3 years’ experience in a Collections department in CM or AF (or both), relating to SMEs.
Evidence of successfully managing a portfolio of distressed assets to maximise customer collections.
Expert knowledge and understanding of CM and AF lending products and the options open to a lender to enforce its security in the event of customer default.
Knowledge of the legal and contractual rights of both the Bank and the customer and the bank’s options to enforce its security in the event of a customer default.
Knowledge of the current regulatory environment including treating customers fairly and dealing with vulnerable customers.
Working understanding of PD, LGD and EAD; IFRS 9 and impairment process.
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Working at Allica Bank

At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.

Our employees are at the heart of everything we do, so our benefits are designed with you in mind:

Full onboarding support and continued development opportunities
Options for flexible working
Regular social activities
Pension contributions
Discretionary bonus scheme
Private health cover
Life assurance
Family friendly policies including enhanced Maternity & Paternity leave

Don’t tick every box?

Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!

Flexible working

We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.

Diversity

We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Apply Now

Refine Your Search

credit risk manager jobs in bacup, lan

Collections & Recoveries Manager

Senior Payments Operations Manager

Senior Anti-Financial Crime & Onboarding Analyst

Client Services Manager

Credit Controller

Finance Assistant (Credit Control & Purchase Ledger)

Northern LGPS - Head of Investment Risk

Contract Manager (All Grades) – Contract Services

Senior People Business Partner

Field Account Manager

Central Relationship Manager

Lending Manager

Account Manager

Vice President, Middle Office Manager

Finance & Office Manager

Central Relationship Manager - Squad Lead

Finance Manager

Corporate Finance Manager

Complex Financial Crime Investigator

Business Support Officer

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